The most stand out feature of ProtectMyID Identity theft protection services is the fact that they are a subsidiary of one of the three credit bureaus, Experian. This implies an inside track on credit protection.
While the main package for this identity theft protection company carries a stated price, it should be noted that due to the nature of the service, pricing may vary depending on which company is providing the service. Often it is offered to employees and customers as an added benefit of other services and therefore has no stated cost.
Due to the unique nature of the ProtectMyID services, the deals offered differ depending upon which partner company the services are being offered through.
|+ Upfront Costs*|
|Dark Web Monitoring|
|Lost Wallet Protection|
|Identity Theft Resolution|
|Free Experian Credit Report|
|$1 Million Identity Theft Insurance Coverage|
|ChildSecure Identity Theft Protection|
As a branch of Experian, ProtectMyID services are offered through a select group of partner companies. These companies offer the identity theft protection services of ProtectMyID to their customers, employees, and organization members. They include:
Some review sites list ProtectMyID as “Out of Business” while others provide out of date and irrelevant reviews of the service. The ProtectMyID website redirects to Experian which has no information available about ProtectMyID, but offers identity theft protection services under the name “IdentityWorks.” Check out the full review of ProtectMyID here.
Social Security Monitoring
Monitoring of their clients’ social security numbers and accounts allow ProtectMyID to alert them to any questionable activity using this most unique form of personally identifying information.
Black Market Surveillance
Criminals use the dark web and other questionable Internet resources to buy, sell, and use stolen personal identifying information. By monitoring a plethora of these online sources, the potential for exposure to identity theft can be reduced.
Address Change Verification
The mail that comes to your registered address often contains bills, monthly statements, and other items that can feed criminals essential personal and account info that they can then use. ProtectMyID monitors your official USPS address for this sort of fraudulent activity and will alert you as well as assisting you to stop it.
Bank and Credit Card Activity Alerts
If new accounts are opened using your personally identifying information or one of your three registered credit cards shows activity, ProtectMyID will see it and alert you to the activity.
Credit Score Monitoring
The ProtectMyID service monitors your credit report and score on a daily basis for 50 leading indicators that identity theft has occurred and helps you address any of those threats.
Credit Score Reporting
By reporting on your credit score any changes can be addressed quickly and fraudulent activity can be halted before it becomes out of hand.
In the fight against identity theft, having a dedicated Experian Resolution Agent based in the United States can make a real difference. Clients work from finish to recovery with the same highly trained agent who will work in a highly secured environment, place a fraud alert on your credit file, and assist with all of the vital steps of recovery.
Identity Theft Insurance Coverage
In the event that a ProtectMyID customer’s identity is stolen, they are covered by $1 million in Identity Theft Insurance with a $0 deductible. This covers qualified legal fees, unauthorized electronic funds transfers (excluding fees and interest), up to $1,500 per week in lost wages for up to 5 weeks, up to $1,000 in travel expenses, and up to $2,000 for child or elderly care.