Editor's Note: On May 10, 2022, Aura announced that it will be offering 30-day trials as opposed to the usual 14-day trial to former foster youth. Aura recognizes that foster youths are more prone to identity theft because their personal information is in the foster care system. It’s not much, but it’s a nice gesture.
Let’s say you want to protect your home from burglars. Do you just lock your front door, shrug your shoulders, and mutter “good enough” to yourself?
Why would you approach identity theft protection any differently?
That’s one of the reasons we like Aura — they take a proactive approach to identity theft protection, while casting a wide net to detect potential signs of identity theft. They provide customers with proven and tested features like triple-bureau credit monitoring and multi-factor identity alerts. At the same time, they have strong digital protections in place to stop, or at least reduce the chances, of their customer’s identities being stolen. That includes on-device malware protection and access to a virtual private network or VPN.
This 360-degree posture helps Aura protect consumers from a more diverse range of threats; plus, the price is pretty reasonable, to boot.
Before we get into that, though, let’s take a look at some of Aura’s best features.
If that short list has you interested, definitely head over to our Aura review to get a more complete view of what they offer and how they function on the day to day. If you first want to get an idea of how much all this is going to cost, though, keep reading.
In the most basic terms, Aura offers three tiers of its plans, each payable monthly or yearly. Each tier actually offers the same features, but they differ in coverage. There’s the Individual plan that covers one adult, the Couple plan that covers two adults, and the Family plan that covers five people, adults or children.
The final cost will depend on which payment plan you choose: monthly or annual. The monthly plans cost more, but they’re more flexible since you pay as you go. On the other hand, the annual plans are relatively cheaper, but you’ll have to pay for a whole year upfront. Here’s how it all breaks down:
|Plan||Monthly Plan||Annual Plan|
|Individual||$15||$144 ($12 per month)|
|Couple||$29||$264 ($22 per month)|
|Family||$50||$444 ($37 per month)|
One thing to note is that Aura is currently offering a 14-day free trial. You can use this trial to see if Aura works for you. And if it does, we recommend a yearly plan as it comes with a 60-day money-back guarantee. That gives you 60 days after buying to decide whether to keep it or not. If you choose not to, you can cancel and receive a full refund. You don’t get the 60-day guarantee with the monthly plans.
|Personal Information and SSN Monitoring||Yes||Yes||Yes|
|Spam Call, Junk Mail, and Search Site Removal||Yes||Yes||Yes|
|Identity Verification Monitoring||Yes||Yes||Yes|
|Child SSN Monitoring||No||No||Yes|
|Antivirus Software||10 devices||20 devices||50 devices|
|VPN||10 devices||20 devices||50 devices|
|Safe Browsing||10 devices||20 devices||50 devices|
|Bank Account Monitoring||Yes||Yes||Yes|
|Financial Transaction Monitoring||Yes||Yes||Yes|
|Home Title Monitoring||Yes||Yes||Yes|
|Criminal Record Monitoring||Yes||Yes||Yes|
|Investment Account Monitoring||Yes||Yes||Yes|
|Annual Credit Report||Yes||Yes||Yes|
|Monthly Credit Scores||Yes||Yes||Yes|
So which Aura plan is the best? That depends on whether you’re a single adult living independently, have a spouse, partner, or a roommate, or you have a family that you want to protect. Let’s break down the plans.
Aura’s Individual plan is as comprehensive as it gets, as far as identity and credit monitoring goes. It will monitor if your online accounts, personal information, Social Security Number, bank account details, investment accounts, and home titles ever get stolen. The only thing missing from this plan is Child SSN Monitoring, which is understandable given that its target audiences are single individuals looking to protect their identities and credits.
In addition to the usual identity and credit monitoring features, the Individual plan also extends its features to device protections. That includes their anti-malware software, virtual private network (VPN), password manager, and malware site blocking. The anti-malware, VPN, and malware site blocking can be used on up to 10 devices with the Individual plan.
Now, for its price, we think this is a solid identity protection plan for individuals. We’ve seen services charge upwards of $20 per month for the same protections, so $15 a month or $144 yearly is pretty reasonable.
Now, take everything there is in the Individual plan and double it — that’s the Couple plan. It caters to two adult persons; you don’t exactly have to be a couple to use this plan, so roommates, siblings living together, or close friends are welcome. You’re practically getting two Individual accounts, which you will manage separately, so it’s safe to share a subscription with someone you don’t have close familial ties with.
Now, when it comes to features, like we said, just double everything in the Individual plan. That includes device protections, so both you and your co-subscriber get access to the VPN, antivirus software, and safe browsing tool for 10 devices each. Similarly, the insurance coverage applies to each member. In case both you and your co-subscriber both fall victim to identity theft, you won’t have to share the $1,000,000 insurance limit.
At $29 per month if you pay monthly or $22 per month if you pay yearly, the Couple plan provides much value to adults living together. Rather than buying two Individual plans separately, the Couple plan will save you up to $120 yearly.
The best-value plan from Aura is the Family plan, that is, if you have a family to protect. The concept is almost the same as the Couple plan, only the Family plan provides protection to up to five adults. Each adult member still gets device protection for up to 10 devices, $1,000,000 in insurance coverage, and all the identity and credit monitoring features.
The only difference between the Family plan and the Couple and Individual plans has to do with child monitoring. As opposed to identity monitoring for adults, child monitoring only protects children’s Social Security Numbers, notifying you if your child’s SSN is used to take out loans or for other nefarious activities.
One thing to note here, though, is that every child you add to your subscription will count against your five-member limit. Also, children don’t get insurance coverage and device protections like adults. So if, let’s say, you’re a family of five with three kids under the age of 18, you’ll only get device protection for 20 devices and $2,000,000 total in identity theft insurance.
We think the Family plan is a great identity protection plan for families because there are no age restrictions. With most identity protection services we’ve tested, family plans only provide protection for two adults and a certain number of children. But with Aura, you can get identity protections for up to five family members, whether they’re minors, young adults, or full-on adults. And at $50 a month at most, this plan is much cheaper than getting five Individual plans.
Aura hasn’t been around for too long, but they’re already making waves in the industry with their unique approach to identity theft protection. They’re a service that understands identity theft is an ever-changing threat, and that complete protection requires a multifaceted approach.
FYI: Not convinced Aura is right for you? Not to worry because we’ve compiled a list of the 10 best identity theft protection services of the year. There you’ll find something for every need and every budget.
This is a little less concrete, but we also like the way Aura is designed. It’s minimalist, sleek, and functional. A lot of the identity theft services we’ve reviewed in the past feel a little outdated, but Aura has a distinctly modern … well… aura about them. There’s something to be said for prioritizing design, and Aura really nails it.
That said, Aura isn’t just a sleek veneer. Their core protections and functions are rock-solid, and we feel comfortable recommending their protection to anyone. While they might be a little more expensive than their counterparts, we think the extra cost is well worth it.
Hacking is a broad term and can refer to any number of threatening activities, but Aura can prevent you from falling victim to many of these threats by providing you with malware protection and a virtual private network.
Yes, Aura keeps an eye on dark web marketplaces and forums for your personally identifying information and log-in credentials.
Yes, Aura looks for suspicious changes in your credit files at Equifax, Experian, and TransUnion.
Aura is one of the more expensive identity theft protection solutions on the market, but they are the only one we’ve found that also couples malware protection and a virtual private network.
While they are a little pricey, we think Aura’s bonus cybersecurity features make them well worth the cost.
With a decade of experience as a journalist, Derek Prall has been covering cybersecurity for seven years. He has spent more than 1,000 hours researching digital privacy and has covered almost 100 topics related to VPN and identity theft protection. Previously, Derek has covered tech issues at American City & County magazine, where he won numerous national awards for his cybersecurity coverage. His areas of expertise included network security, big data analytics, and AI applications in public safety. Derek graduated with dual bachelor’s degrees in English and Communications from Furman University and now lives in Atlanta, Georgia, with his wife and two cats.