LifeLock and Identity Guard® have solid reputations in terms of identity theft. Both companies monitor credit reports and track how your information is being used on the internet and give you access to your credit reports on a daily basis. Each company is unique, however, in their pricing and what is included in their packages.
Overview: LifeLock vs Identity Guard®
LifeLock and Identity Guard uses state of the art software to track massive amounts of data when it comes to credit reporting and financial information. They can detect when your risk of identity theft increases as well as potential threats concerning fraudulent activity. Both also have the capability to help you resolve issues that may arise in these areas.
- Identity Guard offers $1 million of identity theft insurance
- Coverage for when a wallet is lost or stolen
- LifeLock monitors address changes
- Credit reports/scores from the three main reporting bureaus with advanced packages
- Identity Guard does not offer phone support on a 24/7 basis
Similarities: Identity Guard® vs LifeLock
Both LifeLock and Identity Guard have three primary plans that offer many of the same features and services. Alerts and notifications are sent when activities like the creation of new accounts, changes in credit reports, and confidential, personal information is found on the Dark Web or suspicious accounts.
- Monitors a wide range of personal account information
- Identity theft protection on many different levels
- Offers protection if a wallet is lost or stolen
- Alerts you if suspicious activity if uncovered that affects any of your accounts
- Offers three packages with similar price ranges
Differences: Identity Guard® vs LifeLock
Although LifeLock and Identity Guard offer many of the same services, they also have several notable differences. One of the biggest differences is that Identity Guard only offers phone support during specific hours and rarely responds to emails. LifeLock also monitors address changes where Identity Guard does not.
- LifeLock offers 24/7 phone support
- Identity Guard does not establish fraud alerts with credit bureaus
- LifeLock offers a Junior package for $5.99 per month/per child to protect minors in the home
- Identity Guard does not track address changes
- LifeLock offers information about sex offenders
LifeLock provides coverage for lost and stolen wallets, credit monitoring, close monitoring for your confidential information, and fraud alerts for a variety of different accounts. They also offer identity theft resolution services that help you to recover your identity. With credit monitoring, you receive regular notifications on your credit reports and scores. Identity Guard also provides extensive protection for your personal information and protects you from identity theft. They can remove your name from junk mail lists and websites that are known for suspicious activity. They also provide you with access to your credit reports and scores on a regular basis.
Financial & Credit Monitoring
LifeLock monitors activity related to both financial and credit accounts. They closely track your credit reports and bank/insurance accounts and will immediately notify you if any type of suspicious activity is found. They provide access to credit reports and scores on a monthly basis with their most advanced package. Identity Guard also monitors both financial and credit accounts. They remove your name and address from all junk mail accounts that send pre-approved credit offers and clear your information from the Dark Web as soon as it appears. They also provide resolution and recovery services to prevent you from financial loss if your identity is stolen.
Identity Restoration & Insurance Coverage
LifeLock offers several identity restoration features that are designed to shut down fraudulent activity and new accounts that are opened without your permission. They will spend up to $1 million dollars on restoration solutions for customers who subscribe to their advanced package. Identity Guard also has in place several features that are designed to halt fraudulent activities before you credit and financial status is compromised. They offer $1 million in insurance coverage as well as $2000 in emergency funds while your accounts are shut down.
Pricing & Plans
LifeLock offers popular plans, each with varying degrees of protection. LifeLock Standard for $9.99 a month for the first year. LifeLock Advantage starts at $19.99 per month for the first year. LifeLock Ultimate Plus offers the most protection and runs $29.99 per month for the first year. Each package comes with Norton Security for your computer. LifeLock Junior is also available for each minor in the home starting at $5.99 per month, per minor. Identity Guard has three plans that offer a wide range of services. They include the Individual Value plan that starts at $8.99 a month, the Individual Total for $19.99 per month, and the Individual Premier plan for $24.99 per month. Their Premier Family Plan covers all of the adults and children that reside at one residence for $34.99 a month.
Summary: LifeLock vs Identity Guard®
LifeLock is one of the best choices for customers who want to tailor their plan to their own needs. Although they are limited in some aspects, their prices are affordable and they offer several services and features that are well worth the cost. Identity Guard is an excellent choice for families due to the fact that they cover all family members with one package at an extremely affordable price. They also offer a comprehensive list of services and features that make their plans very cost-effective. Read our full review of LifeLock Read our full review of Identity Guard
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*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.