Zander Identity Theft Protection

Zander Pricing & Plans

How much you’ll pay for Zander depends on two factors. First, you have to choose between an individual plan and a family plan. Next, you’ll have to decide if you want to be billed monthly or annually.

However you decide to pay, you’ll get pretty much the same services from Zander. The only real difference between plans is whether they cover your whole family or only you as an individual. Don’t worry, we’ll unpack what this means in a moment.

Zander Insurance – Web Alerts

You’ll pay less for Zander Insurance if you go with an annual plan. However, we think the monthly option is more flexible. When you cancel a service like Zander, your service technically stops at the end of your “pay period.” You won’t pay anything after you cancel, but you typically won’t get a pro-rated refund. That said, if you’re sure you’ll stick with Zander for the year, the annual plan is a deal starting at only $75 per year.

Zander Insurance Price Snapshot

Zander Plan Options and Comparisons

Now we’re going to go over the different Zander plan variations. Keep in mind that it’s the same plan whether you pay by the month or by the year. But there are slight differences between the individual and family options. As you might expect, the family plan covers additional people in your household. The family plan also includes child monitoring services for any little ones in your home.

Individual Plan

We enjoyed all of Zander’s main features with the individual plan. Even as a basic service, Zander monitored our identity and alerted us to any problems. There is no credit monitoring, though. As we explained in our review, we think Zander makes sense for its recovery features, not so much for credit monitoring.

Zander gave us fully managed recovery services and identity theft insurance of up to $1 million in coverage. That’s a good amount of money, but note that it’s the industry standard nowadays. Most identity theft incidents don’t cost anything, as banks and credit cards catch them early.2 However, certain types of fraud can cost a whole lot. So we think it’s better to be safe than sorry.

Who it’s best for: Budget-conscious buyers who want a safety net and don’t mind going without credit monitoring.

Zander Insurance – Education Center

Family Plan

The Zander family plan offered us all the features of the individual plan, but it came with coverage for our whole family. These family plans cover two adults and up to ten kids, which is the most generous family plan we’ve seen in the industry. We typically recommend signing up with a family plan, as everyone in the house can rest a little easier, including the kids (well, they’ll thank you later). As mentioned, child identity theft is rare, but it can be a big problem if it happens.3

Who it’s best for: Families looking for affordable identity theft coverage with an emphasis on recovery rather than credit monitoring.

Your Best Deal on Zander Insurance Right Now

You can get identity theft coverage for less with Zander. Plans start out extremely affordable, and they get even cheaper when you pay annually. Just remember that the annual plan requires you to pay for a year up front. Also, keep an eye out for rolling deals and discounts on Zander throughout the year. For instance, many identity theft monitoring brands offer savings during the holidays (think Cyber Monday!).

The Overall Value Offered by Zander

From what we’ve seen, Zander is one of the cheapest (if not the cheapest) option on the market today. But you might still be wondering about the value you get for your money. Well, we were a little disappointed that Zander doesn’t offer credit monitoring. On one hand, credit monitoring is a basic feature that we see with most identity theft protection services. On the other hand, Zander does offer other helpful features (like recovery and insurance!) at rock-bottom prices. So really, it’s a trade-off.

Zander Insurance – Compromised Data Alert

As a budget option, we think that Zander offers pretty strong value. But that doesn’t mean we recommend skipping credit monitoring altogether. If you are looking for an affordable way to get credit monitoring along with Zander’s features, we suggest looking at plans from Identity Guard and IdentityForce. These are two of our perennial-favorite brands with comprehensive coverage.

Note that some services leave out credit monitoring in their lowest-priced tiers, just like Zander does for all of its plans. That’s something we pointed out in our Identity Guard review. Other services include some credit monitoring in relatively cheap plans. We’ve used countless ID theft protection services, and IDnotify is one brand that offers the full suite of coverage with credit monitoring at affordable monthly prices.

All About Zander Insurance and Dave Ramsey

If you’ve heard of Zander Insurance before, it’s likely because you heard none other than Dave Ramsey talking it up. Dave Ramsey is an extremely popular personal finance expert with his own radio show and a whole library of books to his name. He endorses Zander Insurance, and his face is all over their website.

Zander Insurance is about more than just identity theft, though. It’s a huge insurance agency. You can get life insurance, car insurance, homeowner’s insurance, and all sorts of other policies from Zander Insurance. Dave Ramsey endorses the whole company, not just their identity theft offerings.

Zander FAQs