IdentityForce Identity Theft Protection

A widely-respected force in identity protection

SecureScore™: 9.0 /10
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You’ve probably heard of them before, as IdentityForce is one of the most recognized names in identity theft protection. Their services are designed to monitor your identity, whether it be in public records, online, or with the major credit bureaus.

This type of monitoring is incredibly important. After all, if a bad guy gets his hands on our sensitive information, we want to be the first to know (knowing is half the battle!). With an IdentityForce plan in place, we can act fast to lock down accounts and limit the damage. Plus, we get access to a fully managed recovery service, and a generous insurance payout, too.

If you’re considering IdentityForce, you’re going to like what’s in store here. We tested IdentityForce from top to bottom, learning all about its features and benefits. But today we’re going to share everything you need to know about their monitoring options, plans, and prices. So let’s see if this popular brand makes sense for you and your budget.

Key Features

IdentityForce features you should know about

  • Credit monitoring for up to three bureaus
  • Social security number monitoring
  • Identity theft recovery experts available 24/7
  • $1 million in identity theft insurance

Pricing Options for IdentityForce

Thankfully, we found the IdentityForce pricing options to be fairly diverse. There are two main plans to choose from: the entry-level plan is called Ultrasecure, and the higher-end option is called Ultrasecure + Credit. As you might expect, the major difference between the two is the credit monitoring feature. We’ll lay out the details after we look at the prices.

Pro Tip: Protect yourself. The average cost of an identity theft incident is more than $1,000.1 It’s unlikely to happen to you — but that doesn’t mean that it won’t.

For an extra fee, you’ll have the option of adding a child monitoring service called Childwatch to either plan. Unfortunately, you can’t purchase a child monitoring plan on its own, it only comes as an add-on to the adult plans. But this is fairly standard across the industry. Now, if you’re serious about protecting the identity of your little one, we recommend checking out Identity Guard’s child plans.

As for IdentityForce, there are two pricing options for each main plan. That is, you can pay either by the month or by the year. Sure, you’ll save some of your hard-earned money by going with the annual plan, but it’s also less flexible than paying month-to-month.

Snapshot of IdentityForce Prices

IdentityForce PlanMonthly priceAnnual price
Ultrasecure$17.95 per month$179.50 per year
Ultrasecure + Credit$23.99 per month$239.90 per year
Childwatch$2.75 per monthn/a

IdentityForce Plan Options and Differences

After getting hands-on experience with the service, we gave IdentifyForce strong marks in almost every category. With that said, you’ll want to pay close attention to the features offered in each plan, as each option provides different monitoring and a different level of coverage.

Again, you’ll choose between the Ultrasecure and Ultrasecure + Credit plans. These options are actually quite similar, but note that Ultrasecure + Credit gives you credit-related features like three-bureau credit monitoring and access to credit reports. As you’ll see, we strongly recommend having credit monitoring in place — especially across all three credit bureaus. And keep in mind that you can add IdentityForce’s child monitoring service, ChildWatch, to either plan.

IdentityForce - Monitored Accounts

IdentityForce – Monitored Accounts

Ultrasecure

Ultrasecure is a solid identity monitoring option that skips most credit-related features. We found it to be slightly cheaper than most options that include credit monitoring, but it still includes lots of non-credit identity monitoring features.

Fortunately, Ultrasecure comes with social security number monitoring. It also includes a light version of credit monitoring, which would alert us if someone requested our credit report. We think you’ll appreciate this — as it’s important to know right away if a criminal is attempting to take out a loan or apply for a credit card in your name. IdentityForce also keeps an eye on public records, the Web, and the Dark Web, looking for your sensitive information being used fraudulently.

Combined, we think these features make Ultrasecure a stronger entry-level plan than alternative options offered by top brands like Zander Insurance or Identity Guard. These companies focus more on identity theft recovery and insurance, and less on credit monitoring.

FYI: It takes a special browser just to access sites on the “Dark Web.”2 These sites are very secure and anonymous, but that can be a bad thing when they’re used by criminals who want to avoid the prying eyes of the law.

Some of our other favorite features of the IdentityForce Ultrasecure plan include the mobile app and “online PC protection tool” to help cover our digital security needs.

IdentityForce - Email Monitoring Alert

IdentityForce – Email Monitoring Alert

Ultrasecure also includes certain features we don’t typically see in entry-level plans. These include sex offender registry monitoring and social media monitoring features.

IdentityForce - Resources Page

IdentityForce – Resources Page

We even had the option of adding bank and credit card accounts to be monitored — not bad for a basic plan for less than $20 per month. All in all, if you’re looking for basic coverage, then Ultrasecure is a safe bet. But if you fall victim to an identity crime, we think you’ll be better off with a more robust plan.

Who it’s best for: Ultrasecure makes sense for anyone looking for basic identity coverage without a full suite of credit monitoring features.

Ultrasecure + Credit

You can probably tell from the name of this bundle that it includes credit features (we appreciate when companies are direct). We really enjoyed trying out this service. The Ultrasecure plan would notify us if (or when!) our credit was pulled for a credit check, but Ultrasecure + Credit allowed us to check our credit ourselves. This plan also comes with three-bureau credit monitoring, as well as access to our credit scores.

Did You Know: The scores we get from Ultrasecure + Credit use the VantageScore metric. VantageScore is similar to FICO, as it takes all three bureaus into account to calculate a score.

Adding credit monitoring always gives us a little extra peace of mind. If a bad guy uses our credit card or takes out a loan in our name, our credit file will reflect the changes. We also appreciate that IdentityForce offers credit scores and reports, too. Tracking your credit score is smart, especially if you’re planning to take out a large loan like a mortgage soon. Being able to keep tabs on your credit score is a great reason to get a service like IdentityGuard in your corner.

Who it’s best for: Ultrasecure + Credit is ideal for folks looking for complete protection that includes three-bureau credit monitoring.

ChildWatch

How about a plan for the whole family? The ChildWatch option is a great choice, but remember, it’s not a standalone plan. You can only add it to either the Ultrasecure plan or the Ultrasecure + Credit plan. With that said, at only $2.75 per month, you’d be wise to consider this coverage for your children.

Did You Know: Crooks can use children’s social security numbers to apply for credit cards, loans, and even government benefits. Fraud like this can go undiscovered for years and be a major chore to clean up later. The good news is that child identity theft is very rare.3 Nevertheless, we recommend that you cover your kids just in case.

Note that ChildWatch monitors your child’s identity in public records and online, including the Dark Web. It tracks your child’s personal information, like their social security number. If you have little ones in the home, we recommend having some sort of identity monitoring for kids.

The Overall Value of IdentityForce Plans

IdentityForce has some really strong features, and we gave it high marks after using the service ourselves. If money is not an issue, this should be one of the top identity theft protection services on your list.

But what if money is an issue? Well, we think that’s a little trickier. At its standard price of $17.95 per month, the Ultrasecure plan looks a little expensive to us. We can say that Ultrasecure offers more features than some of its entry-level competitors. But the price is close to what you’d pay for bigger and better plans with three-bureau credit monitoring, recovery features, the whole deal. We’d also like to see spouse monitoring, but we guess you can’t have it all!

At $23.99 per month, we think that the Ultrasecure + Credit plan offers solid value. It’s not a bargain-basement option like Zander or IDWatchdog, but it’s fairly priced for what you get. In our experience, IdentityForce’s top-tier coverage is the much better deal of the two plans.

Who is IdentityForce?

The parent company of IdentityForce is Sontiq. Sontiq is actually brand-new to the market: It formed in 2019 when EZShield acquired IdentityForce.4 And it’s worth mentioning that IdentityForce existed long before Sontiq. In fact, IdentityForce’s history dates way back to 2005.5

These days, IdentityForce enjoys a great reputation for identity theft protection. In fact, critics and customers tend to rate IdentityForce as one of the best brands in the business. We also rank them among the top identity protection services.

IdentityForce FAQs

What are IdentityForce’s “online PC protection tools”?

The online PC protection tools include anti-phishing and anti-keylogging programs. These help you browse the web more safely. Unlike LifeLock, though, IdentityForce’s digital protection tools do not include a VPN.

Can I cancel IdentityForce at any time?

Yes, you can. You’ll have access to the service until the end of your pay period. Keep in mind that paying annually makes the pay period last all year. With the annual plan, you’ll pay up front in exchange for a year of service. If you change your mind later that year, you won’t get money back.

What extra features does IdentityForce include?

In our review, we praised IdentityForce for its extras. The extra features include a junk mail opt-out, lost wallet protection, and social media monitoring features.

When are IdentityForce’s experts available?

You can reach IdentityForce’s identity recovery experts 24 hours a day, seven days a week and all year long. If you become the victim of an identity crime, then these professionals will give you a fully managed recovery experience. That can be a big help, because there are a lot of chores to worry about after an identity fraud incident.

Citations
SafeHome only uses high-quality sources to support the facts within our articles. Read our editorial guidelines to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
  1. CSID. Gredler, C. (2016, September 9). The Real Cost of Identity Theft.
    https://www.csid.com/2016/09/real-cost-identity-theft/

  2. ZDNet. Patterson, D. (2016, September 1). How the Dark Web Works.
    https://www.zdnet.com/article/how-the-dark-web-works/

  3. Federal Trade Commission Consumer Information. (Retrieved May 13, 2020). Child Identity Theft.
    https://www.consumer.ftc.gov/articles/0040-child-identity-theft

  4. IdentityForce. (Retrieved June 11, 2020). Our Story.
    https://www.identityforce.com/about/our-story

  5. Sontiq. (2015, August 15). Two Powerhouses Unite: EZShield + IdentityForce.
    https://www.sontiq.com/ezshield-acquires-identityforce/

Reviewed By
Travis Goodreau
Safety and Security Advisor
Travis is a retired Burglary Detective, having tallied 5,000+ burglary and theft cases throughout his career. He also served as an Arson Investigator, where he cracked the case of a serial arsonist, and made the arrest and prosecuted the would-be bomber of ABC-7 Studio in LA. We couldn’t be happier to have him as a Safety and Security Advisor. Learn more about Travis here
Written By
Stephen Lovely
Cyber Security Expert
Stephen is SafeHome’s trusted voice on all things Identity Theft Protection. As a specialist on the topic, he researches and writes content that keeps our readers safe. Stephen holds a B.A. in English and Political Science from Boston College. In the past, he worked as a Newswire Writer and Senior Editor at a Literary Magazine. Learn more about Stephen here

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