Best Security Cameras With No Subscription in 2026

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ADT - Product
ADT
Best for Total Home Security
9.3/10 SecureScore™

View Packages Check deals on the ADT website
Call 877-959-7762

Bottom Line:

  • Trusted protection for 150+ years
  • 24/7 rapid professional response
  • Industry-leading Nest cameras
2
Lorex - Product
Lorex
Best Security Camera Quality
9.2/10 SecureScore™

Shop Lorex Check deals on the Lorex website

Bottom Line:

  • High-resolution cameras
  • Reliable camera technology
  • Affordable bundle options
3
Wyze - Product
Wyze
Best Smart Detection
8.7/10 SecureScore™

View on Amazon Check deals on the Amazon website

Bottom Line:

  • Affordable smart home security
  • Easy DIY setup with app control
  • Feature-rich cameras and sensors

Editor’s Note: If subscription prices are getting in the way of you choosing a security camera, we have good news for you. Our roundup of the home security systems without monthly fees is the perfect combination of security systems with cameras at the best prices.

When looking to buy security cameras, you have to take into account that most manufacturers require a subscription for video storage or additional features. This is true even for many of the best security cameras – Google Nest, Ring, Arlo, etc. – which can feel a bit like buying a new car and having to pay $5 per month to run the air conditioner.

That’s not the case with all manufacturers, though. We’ve tested some options that can run without a subscription, and we picked the best ones to go here. You may have to make some compromises, such as checking alerts and recordings from your cameras more often, but with our top picks headlined by ADT and Lorex, you can more than sufficiently secure your home without paying monthly fees.

Expert Examined

From Joshua Lee, Active-duty Police Sergeant

“As a patrol officer supervisor over a very large district in our city, I have seen an increase in self-monitoring systems. I feel comfortable saying that the actual percentage of self-monitored security systems is closer to 50% or even more.” Read more about Joshua Lee →

Top No Monthly Fee Security Cameras

  • ADT - Best for Total Home Security
  • Lorex - Best Security Camera Quality
  • Wyze - Best Smart Detection
  • Zmodo - Most Affordable Options
  • 1. ADT - Best for Total Home Security

    SecureScore™ 9.3
    ADT Camera
    877-959-7762
    View Packages Links to ADT
    Customer Service
    8.8
    Value
    8.7
    Equipment
    9.6
    Features & Technology
    9.8
    Ease Of Use
    9.6
    SecureScore™
    9.3

    You’re probably surprised to see ADT here. It’s a security system, and one that’s known to require a monitoring subscription. That said, it has great security cameras from Google Nest, and we’re here to tell you that ADT no longer requires a subscription. You’ll see in our ADT Self Setup review that we were able to self-monitor the system, and that naturally includes monitoring the Nest Cams that come with it. But why not just recommend Nest Cams as subscription-free cameras? The thing is, Nest Cams do require a subscription. Only by using them alongside an ADT system do we think they can provide strong home security.

    • Professional monitoring with video verification
    • Facial recognition-powered alerts
    • Weather-resistant outdoor options available
    • Works with Google Assistant ecosystem
    • Free Google Nest Cams regularly included in package deals
    • Professionally installed systems require a long-term contract
    • Higher monthly fees than some competitors
    • Most affordable camera still costs $99.99
    • Limited camera model selection

    Just a disclaimer, we still highly recommend getting a monitoring subscription for ADT. When we reviewed ADT, we found that that’s the best way to enjoy all its benefits. But if you’re looking to avoid monthly fees right now, might as well choose security cameras from a home security system that can sufficiently secure your home without monitoring. ADT made our list of the best self-monitored security systems for a reason.

    So, how is it like using ADT security cameras without paying a subscription? We’d say pretty good. Our Nest Cam (battery) positioned facing the front yard still alerts us to any potential intruders. Person detection is still active, which means we’re cutting down on false alerts by setting the camera to alert us only when there’s a person – not a vehicle or animal. Although we miss facial recognition, which is hidden behind a paywall, the other ADT equipment we installed helps us stay on top of things. When we get app alerts from our ADT sensors, we use the same ADT+ app to access our live camera footage and check on things.

    We still had access to a three-hour event history without a monitoring subscription from ADT.

    Naturally, that means we have to check our phones immediately when we get alerts to catch potential intruders on the spot. But the Nest Cams from ADT do offer free event video in the cloud for up to three hours. That’s nothing compared to the 30-day video history you get with a subscription, but it’s still enough leeway for when you’re too busy to check the ADT+ app during alarms.

    Expert Insight: We think ADT Self Setup is one of the best no-contract systems. You can pay for monitoring a month at a time and get access to Google Home Premium features, like facial recognition and activity zones. 

    Connectivity Wi-Fi
    Power Wired and battery
    Field of View Up to 135º
    Resolution 1080p
    Storage Limited local, cloud included
    Smart Platform Compatibility Alexa and Google Home
  • 2. Lorex - Best Security Camera Quality

    SecureScore™ 9.2
    Shop Lorex Links to Lorex
    Customer Service
    8.8
    Value
    8.9
    Equipment
    9.6
    Features & Technology
    9.7
    Ease Of Use
    8.9
    SecureScore™
    9.2

    While Nest Cams from ADT are our top pick, they lack local video storage. That’s why we’re also recommending Lorex. Instead of events, you can review up to three hours of continuous footage. You will need a DVR or NVR on-site, but you can still access the videos from anywhere as long as you have an internet connection.

    • Up to 4K resolution
    • Long-range color and Infrared night vision
    • Lots of equipment options
    • Free local recording with internal and local storage options
    • Smooth app experience
    • Strong reputation in security camera manufacturing
    • Overwhelming amount of options
    • No professional monitoring for cameras
    • Occasional false alarms
    • Wired cameras can be tedious to install

    Another reason we picked Lorex is that it has superior-quality security cameras. It topped our list of the best 4K cameras because it has not one or two, but nearly a dozen 4K options. It also offers some of the best power-over-Ethernet (PoE) cameras, which is what we recommend because they’re easier to install than typical Lorex cameras. You only need one cable to power a camera and connect it to its DVR.

    We’ve tested multiple Lorex cameras over the years and have always been impressed by their reliability. They might not all have the most advanced features, but they catch anything and everything that happens in their field of view.

    In Our Experience: The latest Lorex system we tested was a four-camera unit with a 1 TB DVR. That amount of storage was enough to store about eight or nine days of rolling videos. Once full, the DVR wrote over the oldest recordings. 

    Lorex Outdoor Camera Installed

    Having security cameras can help deter and prevent office crimes.

    We have to warn you, though, that just like with ADT, buying Lorex cameras requires a significant investment. Not that Lorex cameras are expensive – they’re actually more affordable than most on the market – but you will typically need a system with four or more cameras to cover your home. Lorex packages that include a DVR starts at around $300, but can range up to $1,500 depending on the camera quality and features.

    Connectivity Wi-Fi, Ethernet, or PoE
    Power Wired, battery, or PoE
    Field of View Up to 180°
    Resolution Up to 4K
    Storage Free local, optional cloud
    Smart Platform Compatibility Alexa and Google Home
  • 3. Wyze - Best Smart Detection

    SecureScore™ 8.7
    Wyze Cam View on Amazon Links to Amazon
    Customer Service
    8.5
    Value
    9.4
    Equipment
    8.1
    Features & Technology
    8.5
    Ease Of Use
    8.8
    SecureScore™
    8.7

    Wyze is the most affordable security camera on this list. You’ll struggle to find a camera over $100, even if it has 2K resolution. You also don’t need a subscription to access features like person detection or activity zones. Wyze cameras might not match the quality of ADT or Lorex, but you still get good bang for your buck.

    • Low-Price and Feature-Rich Smart Home Cameras
    • Easy Online Shopping with Clear Product Selection
    • Local Storage via MicroSD Card
    • Unique Motion Tagging Accelerates Video History
    • Motion Detection Zones Reduce False Alerts
    • Advanced Sound Recognition
    • Smart Home Accessories Available
    • Compatible with Alexa, Google Home, and IFTTT
    • Face recognition requires monitoring plan
    • Corded Cameras Require Power Outlets
    • No Backup Batteries
    • Limited Video Storage without Upgrade

    Like Lorex, Wyze offers local storage. The Wyze Cam we tested included a microSD slot. We used a 32-GB card, but you can use one as large as 256 GB. Keep in mind that these devices don’t record continuously like Lorex cameras. You’ll only get motion events.

    What we really like about Wyze is that we were able to configure the detection to capture everything we want to and ignore the events we don’t want recorded. We set that up using activity zones for each camera. We simply highlighted the areas we want each camera to monitor. That’s it. If the movement occurs outside the highlighted grids, Wyze will ignore it and won’t record. If it occurs within the highlighted grids, we get an alert and Wyze records the event.

    We noticed some lag when streaming live video, even when we’re on the same network. It’s only a couple of seconds, but it was still noticeable. The audio quality is not as crisp as Lorex or ADT cameras either. We consider this an essential feature, so you can deter criminals. It will get the job done, but it’s subpar compared to other brands.

    Expert Examined
    From Joshua Lee, Active-duty Police Sergeant
    Joshua Lee
    I have two-way communication on the front and back outside cameras and two inside cameras [of my house]. I was inside with the family when I received a motion alert on my phone. A shady-looking individual was walking between my cars. I saw him trying to figure out a way into one of my vehicles. Instead of physically confronting the person and putting my family at risk, I used the two-way communication option to tell the person, ‘I am looking right at you’ and ‘get off my property.’ The suspect then ran away.
    Connectivity Wi-fi
    Power Wired
    Field of View Up to 110°
    Resolution Up to 1080p
    Storage Cloud, local
    Smart Platform Compatibility Alexa and Google Home
  • 4. Zmodo - Most Affordable Options

    SecureScore™ 7.3
    Zmodo Cameras View on Amazon Links to Amazon
    Customer Service
    6.9
    Value
    8.1
    Equipment
    7.4
    Features & Technology
    6.8
    Ease Of Use
    7.2
    SecureScore™
    7.3

    While Wyze cameras are affordable, they don’t match the quality of Lorex. Zmodo is another alternative that offers some similar features and connectivity options. You also don’t need a subscription to use them, unlike ADT cameras. Zmodo prices start at $39.99, and you’ll save more if you buy in bulk.

    • Low-Cost Cameras
    • Simple, Discreet Design
    • No Paid Subscription Required
    • Clear 1080p Video Quality
    • Numerous Indoor Camera Options
    • Works with Alexa and Google Assistant
    • 30-day Money-Back Guarantee
    • 1-year Warranty
    • Limited Features
    • Some Delay on Wake Time in App
    • Bulky design

    We have a mixed experience with Zmodo. On one hand, we think their cameras work as intended. They have good video quality, most have two-way audio now, and thanks to their DVR, they can record videos without a subscription. They are actually like Lorex because they can record continuously.

    Zmodo Camera

    Our Zmodo indoor camera we got for less than $50.

    That said, Zmodo cameras aren’t as smooth to use as Lorex – or other brands on this list, for that matter. Live streams are laggy and alerts aren’t customizable. We also found that some camera models still don’t have two-way audio, which is a surprise to see in this day and age. And speaking of surprises, we were also shocked to see that Zmodo still offers 720p cameras. That would have been fine 10 years ago, but not today. 720p is simply not clear enough to capture important details.

    We like that Zmodo cameras can continuously record without a subscription. We still don’t recommend it over ADT, Lorex, or Wyze, but it’s a solid alternative if your budget is tight and this type of feature is a non-negotiable.

    Funny name aside, Zmodo offers high-quality cameras at an affordable price point. And with no monthly subscription, you’ll end up saving even more when you go with this manufacturer.

    Connectivity Wi-fi, ethernet
    Power Wired, battery, PoE
    Field of View Up to 360°
    Resolution Up to 1080p
    Storage Cloud
    Smart Platform Compatibility Alexa and Google Home

Final Thoughts on Security Camera Subscriptions

While some people might be okay paying a few bucks a month to access all of their security camera’s features or to have their feed professionally monitored, we certainly understand how that could be a turnoff for some consumers. Luckily there are some really solid security camera manufacturers out there that agree with this notion and have made their equipment fully functional without the need to continue paying for it.

Our top recommendation is ADT, because with Google Nest Cams and ADT sensors, you can get sufficient whole home protection without paying a monthly fee. Lorex and Wyze are also great options. Lorex’s continuous recording makes sure you don’t miss a thing, while Wyze’s smart detection features makes monitoring easier. And of course, if you’re on a budget, Zmodo might be a good alternative.

Security Camera Subscription FAQs

Rob Gabriele
Written By
Rob Gabriele
Managing Editor & Home Security Expert

As a home security expert and Managing Editor for SafeHome.org, Rob Gabriele has written and edited over 1,000 articles related to home security. His expertise is in smart home protection with thousands of hours of testing and research under his belt. Formerly a reporter and producer for the USAToday network, Rob has been a writer and editor for over 10 years. He holds a Master’s of Science with an emphasis on writing from the University of Montana, and he currently lives in Indianapolis, IN.