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Bottom Line:
Combining Google Nest Cams with ADT’s sensors and other security equipment improves your overall home security, even without paying any monthly fees.
Bottom Line:
From major commercial applications to making sure porch pirates don’t steal your latest Amazon delivery, Lorex offers something for everyone. And with no subscription plan or monthly fees, what you see is what you get.
Editor’s Note: If subscription prices are getting in the way of you choosing a security camera, we have good news for you. Our roundup of the home security systems without monthly fees is the perfect combination of security systems with cameras at the best prices.
When looking to buy security cameras, you have to take into account that most manufacturers require a subscription for video storage or additional features. This is true even for many of the best security cameras – Google Nest, Ring, Arlo, etc. – which can feel a bit like buying a new car and having to pay $5 per month to run the air conditioner.
That’s not the case with all manufacturers, though. We’ve tested some options that can run without a subscription, and we picked the best ones to go here. You may have to make some compromises, such as checking alerts and recordings from your cameras more often, but with our top picks headlined by ADT and Lorex, you can more than sufficiently secure your home without paying monthly fees.
From Joshua Lee, Active-duty Police Sergeant
You’re probably surprised to see ADT here. It’s a security system, and one that’s known to require a monitoring subscription. That said, it has great security cameras from Google Nest, and we’re here to tell you that ADT no longer requires a subscription. You’ll see in our ADT Self Setup review that we were able to self-monitor the system, and that naturally includes monitoring the Nest Cams that come with it. But why not just recommend Nest Cams as subscription-free cameras? The thing is, Nest Cams do require a subscription. Only by using them alongside an ADT system do we think they can provide strong home security.
Just a disclaimer, we still highly recommend getting a monitoring subscription for ADT. When we reviewed ADT, we found that that’s the best way to enjoy all its benefits. But if you’re looking to avoid monthly fees right now, might as well choose security cameras from a home security system that can sufficiently secure your home without monitoring. ADT made our list of the best self-monitored security systems for a reason.
So, how is it like using ADT security cameras without paying a subscription? We’d say pretty good. Our Nest Cam (battery) positioned facing the front yard still alerts us to any potential intruders. Person detection is still active, which means we’re cutting down on false alerts by setting the camera to alert us only when there’s a person – not a vehicle or animal. Although we miss facial recognition, which is hidden behind a paywall, the other ADT equipment we installed helps us stay on top of things. When we get app alerts from our ADT sensors, we use the same ADT+ app to access our live camera footage and check on things.
We still had access to a three-hour event history without a monitoring subscription from ADT.
Naturally, that means we have to check our phones immediately when we get alerts to catch potential intruders on the spot. But the Nest Cams from ADT do offer free event video in the cloud for up to three hours. That’s nothing compared to the 30-day video history you get with a subscription, but it’s still enough leeway for when you’re too busy to check the ADT+ app during alarms.
Expert Insight: We think ADT Self Setup is one of the best no-contract systems. You can pay for monitoring a month at a time and get access to Google Home Premium features, like facial recognition and activity zones.
| Connectivity | Wi-Fi |
|---|---|
| Power | Wired and battery |
| Field of View | Up to 135º |
| Resolution | 1080p |
| Storage | Limited local, cloud included |
| Smart Platform Compatibility | Alexa and Google Home |
While Nest Cams from ADT are our top pick, they lack local video storage. That’s why we’re also recommending Lorex. Instead of events, you can review up to three hours of continuous footage. You will need a DVR or NVR on-site, but you can still access the videos from anywhere as long as you have an internet connection.
Another reason we picked Lorex is that it has superior-quality security cameras. It topped our list of the best 4K cameras because it has not one or two, but nearly a dozen 4K options. It also offers some of the best power-over-Ethernet (PoE) cameras, which is what we recommend because they’re easier to install than typical Lorex cameras. You only need one cable to power a camera and connect it to its DVR.
We’ve tested multiple Lorex cameras over the years and have always been impressed by their reliability. They might not all have the most advanced features, but they catch anything and everything that happens in their field of view.
In Our Experience: The latest Lorex system we tested was a four-camera unit with a 1 TB DVR. That amount of storage was enough to store about eight or nine days of rolling videos. Once full, the DVR wrote over the oldest recordings.

Having security cameras can help deter and prevent office crimes.
We have to warn you, though, that just like with ADT, buying Lorex cameras requires a significant investment. Not that Lorex cameras are expensive – they’re actually more affordable than most on the market – but you will typically need a system with four or more cameras to cover your home. Lorex packages that include a DVR starts at around $300, but can range up to $1,500 depending on the camera quality and features.
| Connectivity | Wi-Fi, Ethernet, or PoE |
|---|---|
| Power | Wired, battery, or PoE |
| Field of View | Up to 180° |
| Resolution | Up to 4K |
| Storage | Free local, optional cloud |
| Smart Platform Compatibility | Alexa and Google Home |
Wyze is the most affordable security camera on this list. You’ll struggle to find a camera over $100, even if it has 2K resolution. You also don’t need a subscription to access features like person detection or activity zones. Wyze cameras might not match the quality of ADT or Lorex, but you still get good bang for your buck.
Like Lorex, Wyze offers local storage. The Wyze Cam we tested included a microSD slot. We used a 32-GB card, but you can use one as large as 256 GB. Keep in mind that these devices don’t record continuously like Lorex cameras. You’ll only get motion events.
What we really like about Wyze is that we were able to configure the detection to capture everything we want to and ignore the events we don’t want recorded. We set that up using activity zones for each camera. We simply highlighted the areas we want each camera to monitor. That’s it. If the movement occurs outside the highlighted grids, Wyze will ignore it and won’t record. If it occurs within the highlighted grids, we get an alert and Wyze records the event.
We noticed some lag when streaming live video, even when we’re on the same network. It’s only a couple of seconds, but it was still noticeable. The audio quality is not as crisp as Lorex or ADT cameras either. We consider this an essential feature, so you can deter criminals. It will get the job done, but it’s subpar compared to other brands.
| Connectivity | Wi-fi |
|---|---|
| Power | Wired |
| Field of View | Up to 110° |
| Resolution | Up to 1080p |
| Storage | Cloud, local |
| Smart Platform Compatibility | Alexa and Google Home |
While Wyze cameras are affordable, they don’t match the quality of Lorex. Zmodo is another alternative that offers some similar features and connectivity options. You also don’t need a subscription to use them, unlike ADT cameras. Zmodo prices start at $39.99, and you’ll save more if you buy in bulk.
We have a mixed experience with Zmodo. On one hand, we think their cameras work as intended. They have good video quality, most have two-way audio now, and thanks to their DVR, they can record videos without a subscription. They are actually like Lorex because they can record continuously.

Our Zmodo indoor camera we got for less than $50.
That said, Zmodo cameras aren’t as smooth to use as Lorex – or other brands on this list, for that matter. Live streams are laggy and alerts aren’t customizable. We also found that some camera models still don’t have two-way audio, which is a surprise to see in this day and age. And speaking of surprises, we were also shocked to see that Zmodo still offers 720p cameras. That would have been fine 10 years ago, but not today. 720p is simply not clear enough to capture important details.
We like that Zmodo cameras can continuously record without a subscription. We still don’t recommend it over ADT, Lorex, or Wyze, but it’s a solid alternative if your budget is tight and this type of feature is a non-negotiable.
Funny name aside, Zmodo offers high-quality cameras at an affordable price point. And with no monthly subscription, you’ll end up saving even more when you go with this manufacturer.
| Connectivity | Wi-fi, ethernet |
|---|---|
| Power | Wired, battery, PoE |
| Field of View | Up to 360° |
| Resolution | Up to 1080p |
| Storage | Cloud |
| Smart Platform Compatibility | Alexa and Google Home |
While some people might be okay paying a few bucks a month to access all of their security camera’s features or to have their feed professionally monitored, we certainly understand how that could be a turnoff for some consumers. Luckily there are some really solid security camera manufacturers out there that agree with this notion and have made their equipment fully functional without the need to continue paying for it.
Our top recommendation is ADT, because with Google Nest Cams and ADT sensors, you can get sufficient whole home protection without paying a monthly fee. Lorex and Wyze are also great options. Lorex’s continuous recording makes sure you don’t miss a thing, while Wyze’s smart detection features makes monitoring easier. And of course, if you’re on a budget, Zmodo might be a good alternative.
Subscribing to a security camera service will usually get you video storage, additional features, professional monitoring, or some combination of the three.
Not necessarily. Some people prefer to be in complete control of their security camera network and want all of their equipment’s features to work right out of the box.
It depends on the service and the manufacturer, but generally speaking, subscriptions cost between a few dollars to dozens of dollars per month.
Our favorite brands that don’t require subscriptions for their security cameras include ADT (with Google Nest Cams), Lorex, Wyze, and Zmodo.
It depends on what you’re looking for, but in most cases, security cameras that require subscriptions will offer a few more features than those that don’t.