Everything You Need to Know About Household Mold

Learn what mold is, how to identify it, where it lives, and what you should do about it

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Maybe you’ve seen it growing on your grout in the bathroom, or on a slice of pizza you left in the fridge for too long. It might be growing on the storage boxes in your garage, or slowly creeping into your crawl space. We’re all relatively familiar with mold, but do we really understand what it is and what to do when we find it in our homes?

We’re going to explain all of that and more. But before we can talk about the types of mold, how to get rid of it, and how to prevent it from returning, we need to first understand mold at a basic level.

FYI: There are about 100,000 identified species of mold out there, but scientists estimate the actual number could be as high as 300,000.1 The vast majority of these molds are harmless, but there are some you need to watch out for.

Mold is the common name given to the numerous different species of fungal growth that breaks down damp organic material.2 They can appear in many different ways, but they are generally slimy or fuzzy and can have black, gray, white, orange, green, brown, blue, or purple-ish colorations.

In nature, mold has quite a few benefits.3 These include:

  • Breaking down organic matter
  • Benefiting plant life symbiotically
  • Synthesizing certain medicines

There are drawbacks, though, when mold leaves nature and comes indoors.4 These can include:

  • Allergic reactions
  • Damage to structures
  • Infections in severe cases
  • Exacerbation of preexisting conditions

Now that we understand what mold is, what it’s good for, and some of its risk factors inside the home, we can take a look at arguably the most important question in any discussion of mold.

Is Mold Dangerous?

Let’s clear something up. The vast majority of mold, in small quantities, is not dangerous. It’s only when it’s present in large amounts that health risks become elevated, and only certain people will experience anything more than a mild annoyance.

That said, there are three classifications of mold — allergenic, pathogenic, and toxigenic, each with increasing risks of negative health outcomes to humans and animals.

  • Allergenic mold: Allergenic molds are called such because they produce spores that can trigger allergic reactions in individuals with high allergic sensitivity – although some individuals may not feel any symptoms if exposed to this type of mold. Allergenic molds are the most common, but they pose minimal threat.
  • Pathogenic mold: The line between allergenic and pathogenic molds is thin. Pathogenic mold can cause more severe reactions, and can even cause complications for immunocompromised individuals. Pathogenic molds are common in certain types of homes, but not nearly as common as allergenic ones.
  • Toxigenic mold: Toxigenic molds are much more concerning than the other two types of molds, but fortunately, they rarely occur in homes. Toxic molds can produce toxic compounds that can cause illness or even be fatal. An infamous example is the insidious black mold.

Unfortunately, it’s difficult to determine what type of mold is growing in your home just by looking at it. For that, you’ll need a professional test. With that in mind, though, a good rule of thumb is to treat a significant mold infestation in your home as a serious health concern.

Pro Tip: Remember, risk level is not so much determined by the type of mold you have growing in your home; it’s the extent of the contamination and how long you remain exposed to it.

And now a quick discussion about what might be the most infamous mold out there — Black Mold.

What Is Black Mold?

Toxic molds produce chemicals called mycotoxins, which are harmful — and potentially fatal — to people and animals. One specific variety of toxic mold is known as Stachybotrys chartarum, also known as the insidious black mold.5

But does it deserve its reputation? It’s true that Stachybotrys chartarum is toxic, but only if they are consumed. There’s no scientific link between inhaled black mold mycotoxins and deadly diseases, or symptoms like memory loss. In all, there’s no scientific reason to believe black mold is any more or less dangerous than its less-maligned relatives.6

Pro Tip: “Black” mold is just what it’s colloquially called. It can also be green or brown. Sometimes it’ll take on shades of orange or have flecks of white in it. Most of the time, it’s a little fuzzy in appearance.7

But again, exposure to any type of mold can have negative health outcomes for certain people, and it’s hard to know what kind of mold you’re dealing with. That means any mold contamination should be dealt with appropriately, especially if your family is at risk. How do you know if the threat mold poses is higher for your family, though?

Is My Family at Risk?

Dangers of Mold for Babies and Young Children

Even though common household molds in small amounts don’t pose a threat to healthy adults, they can have severe health impacts on babies and young children whose immune and respiratory systems are still developing. Mold exposure in children can result in symptoms such as allergic reactions, respiratory problems, gastrointestinal issues, and neurologic and neuropsychiatric disorders.

That being said, the symptoms can vary, making it challenging to pinpoint mold as the cause. If you suspect that presence of mold in your home is the culprit for the negative health outcomes your child is exhibiting, it’s always best to consult a physician.

Other Populations Who Are at Risk

Besides babies and small children, here’s a breakdown of populations with elevated risk levels when it comes to mold.8

  • Seniors. The elderly are also at risk for more severe reactions to moldy environments than younger, healthy adults.
  • Those With Chronic Respiratory Problems. People who have asthma are particularly at higher risk when it comes to mold exposure. Other respiratory disorders can also make reactions more severe.
  • Those With Heightened Sensitivities. Unfortunately, some people’s allergy response is stronger than others when exposed to mold. If those allergies are severe, mold exposure could be dangerous.
  • Other At-Risk Populations. People with certain autoimmune disorders, cancer patients and survivors, and those with other medical considerations should be more aware of mold exposure.

small children, seniors, those with chronic respiratory problems, and those with heightened sensitivities are at elevated risk levels when it comes to mold.

With this in mind, let’s talk about some of the symptoms of mold allergies, and what can be done about them.

Mold Allergies and Symptoms

For most people, mold allergies are a minor to moderate annoyance.9 The symptoms may vary, but they might include:

  • Itching in the nose, eyes, or throat
  • Sneezing
  • Congestion
  • Runny nose
  • Coughing
  • Postnasal drip
  • Rash

For those super sensitive to mold exposure, though, symptoms can be more severe. These might include:

  • Severe coughing
  • Wheezing
  • Fever
  • Shortness of breath
  • Difficulty breathing
  • Chest tightening

Most of the time, minor symptoms can be treated with over-the-counter antihistamines or decongestants. If your or your family member’s symptoms are more severe, persist, or worsen, you might need to call a doctor. If these major symptoms are indeed related to a mold allergy, action will need to be taken to improve the air quality of your home. Before we go there, though, we need to discuss some of the more severe reactions to mold and clear up some myths.

Mold Toxicity: Should I Be Concerned?

As mentioned earlier, household molds are categorized into three types – allergenic, pathogenic, and toxigenic – and the most concerning type of mold are the toxigenic ones. But let’s clear one thing up: The risk level, and thus the amount of concern, shouldn’t be entirely based on the type of mold growing in your home. There are other factors in play such as the extent of the contamination, the duration of a person’s exposure, and the individual’s sensitivity to mold.

In addition, the term “toxic” in toxic molds doesn’t describe the toxicity level of such molds. They are called toxic molds because under certain conditions, they are capable of producing compounds known as mycotoxins — metabolites that can be harmful or fatal if inhaled, absorbed through the skin, or consumed. So yes, toxic molds are still a cause for concern, but not as much as they are hyped up to be.

This brings us to another misconstrued mold term: Toxic mold syndrome.

What Is Toxic Mold Syndrome?

Before we talk about toxic mold syndrome, we need a bit of a history lesson.

Back in the 1990s, several children in Cleveland, Ohio, developed bleeding in the lungs, and one child passed away. A preliminary study indicated that exposure to black mold was a potential cause of the illness. However, on further review, the Centers for Disease Control and Prevention determined that the study was in error and that the cause of the death should remain unknown. However, the media ran with the story and the subsequent panic fueled fears over a so-called “toxic mold syndrome.”10

Let’s be clear — in scientific terms, toxic mold syndrome does not exist. It’s not a medical diagnosis, and there is no group of symptoms or physical findings associated with this “disease.” Very similar to toxic mold syndrome is something called “sick building syndrome,” which is recognized by the EPA.11 This syndrome is defined as “situations in which building occupants experience acute health and comfort effects that appear to be linked to time spent in a building, but no specific illness or cause can be identified.”

FYI: There is no known treatment for building sickness syndrome. Avoidance and elimination of the underlying causes of the problem are recommended, but generally speaking, treatments are aimed at managing symptoms.12

Most often these problems are linked to overall indoor air quality. While mold might play a factor in this complex syndrome, any other amount of air quality contaminants, including bacteria, plumbing exhaust, cleaning agent fumes, pesticides, among others, could be to blame.

That said, there are some serious disorders and diseases that can be caused by long-term exposure to mold. These are medically understood and confirmed to be the result of such exposure.

What Are Other Diseases Caused by Mold?

One of the most common diseases caused by mold exposure is called Aspergillosis, which can manifest in a few different ways,13 including:

  • Allergic bronchopulmonary aspergillosis. ABPA can negatively impact lung health and cause breathing problems.
  • Allergic aspergillus sinusitis. This affects the nose and usually presents as a headache.
  • Aspergilloma. This results in fungus growing in the lungs, which may produce severe coughing, usually with blood, and other breathing problems.
  • Chronic pulmonary aspergillosis. This can create breathing problems, coughing, and dangerous weight loss.
  • Cryptococcal meningitis. This is a fungal infection of the tissues covering the brain and spinal cord.14

Mold in a home can also foster the production of dangerous bacteria and other microbes. Exposure to these symbiotic agents can result in other health issues, including:

  • Hypersensitivity pneumonitis
  • Allergic alveolitis
  • Cryptococcal meningitis
  • Chronic rhinosinusitis
  • Bronchitis
  • Allergic fungal sinusitis
  • Lower respiratory tract problems

Now keep in mind, these conditions are relatively rare, and mostly occur in at-risk populations or in those with other comorbidities. Incidental exposure to common household mold will rarely result in major negative health outcomes for healthy individuals.

Still, it’s not a good idea to let mold grow in your home. It will certainly degrade the quality of your air, increase the risk of an allergic response, and could even damage your home to the tune of thousands of dollars. So let’s take a look at where mold typically grows.

Where Does Mold Typically Grow?

Mold is quite literally everywhere, and most homes have some degree of mold in them.15 That’s because, unfortunately, our homes are excellent mold habitats. That’s because mold only needs four things to survive:16

  • Oxygen
  • Organic material to consume
  • A suitable temperature range
  • A source of moisture

And wouldn’t you know it, our houses check all of those boxes. The biggest factor in keeping your home mold-free is reducing moisture, but we’re going to get to that in a bit. First, here are some common places to check for household mold.17

  • In showers and baths. Bathrooms are one of the primary habitats of household mold, and you might notice gunk growing in your grout. That’s likely mold, but the good news is it can likely be cleaned up with common household items.
  • Around sinks and toilets. Sinks and toilets are other mold-friendly fixtures of your house. Make sure you check all of the fittings for leaks and clean them thoroughly as part of your tidying up routine.
  • Around the refrigerator. Refrigerators, specifically those with ice makers, are notorious mold producers. Make sure you’re pulling it away from the wall periodically to check underneath it.
  • In the pantry. Expired food is a good home for molds, so make sure that you’re cleaning out your pantry every now and then to make sure mold hasn’t contaminated anything.
  • Near microwaves and stoves. Dropped and spilled food can get underneath and behind appliances and create mold problems. Make sure these areas remain clean.
  • On mattresses. It’s pretty gross, but mattresses can be a good home for mold, especially if you sweat at night. Make sure you’re checking your mattress for signs of mold and flipping it over periodically. If you can, opt for a slatted bed frame to increase airflow.
  • Around windows and sills. No home is entirely airtight — nor would you want yours to be. But this does mean that sometimes the elements are going to get in. Check your windows and the walls beneath them after rainstorms to make sure you don’t have any leaks.
  • Near air conditioner and heating vents. Air conditioners create condensation when they move cool air through warm areas of your house, and sometimes this condensation can collect on the vents, dampening nearby walls.
  • On furniture, carpets, and curtains. If the relative humidity inside your home remains too high for too long, mold might take hold in furniture, on and underneath carpets, or on your curtains. A musty smell coming from any of these items is usually a good indication you have a mold problem.
  • Indoor plants. If you’re a plant parent, make sure you’re periodically checking your chlorophyll-ed friends for signs of mold. Pay attention to the soil, too, and don’t overwater them.
  • Inside the chimney. Chimneys are dark, damp, and sometimes humid, making them a perfect place for mold to grow. Make sure you’re getting yours inspected periodically.
  • In the attic. Attics are one of the primary locations for mold, especially if your roof is leaking. Make sure you’re checking every few months to make sure water isn’t intruding and mold isn’t growing.
  • In the basement. Basements are also great homes for mold. Even if they’re finished, you might notice a musty odor down there. Anything that’s built underground will be especially susceptible to mold. The same goes for garages.
  • In the crawl space. Subterranean areas of your home when they aren’t properly fitted with vapor barriers or some other method of encapsulation can be mold-central — especially if you use it for storage.
  • Near washing machines and dryers. Similar to your refrigerator, the spaces around washers and dryers can be mold hotspots, especially if your washer is leaking or your dryer is creating condensation when it heats up.

Mold can grow in many areas in your home.

A lot of mold contamination in homes is apparent and visible. This mold is usually surface level and can be handled by properly cleaning the affected area. However, you also want to be on the lookout for mold that might not be as apparent. Mold growth areas might include:

  • Behind walls. Certain types of mold love feeding on drywall. If you suspect, or know, that you’ve had a water leak, you might want to have your drywall looked at.
  • Underneath floors. Spills happen — especially when you have young kids. Unless your floors are thoroughly cleaned and dried, mold can grow underneath your floors.
  • In insulation. If you had water intrusion in your attic from a leaky roof, make sure you replace any insulation that got wet. Mold can grow inside that fluffy pink stuff, and you might not know until you have a major contamination on your hands.

So now that we know where mold commonly grows, let’s talk about the types of mold you might encounter during your inspections.

What Are the Most Common Types of Mold?

The most common types of indoor mold are Cladosporium, Penicillium, and Aspergillus.18 Here’s a breakdown of each:

The first three types of mold include Aspergillus, Cladospoirum, and Penicillium.

These three molds are relatively harmless to families without sensitivities or underlying health concerns. But other, more dangerous types of mold that can be found in homes include:

Three additional types of mold that are more dangerous include: Aspergillus species A. fumigatus and A. flavus; Cryptococcus neoformans; and Fusarium., species

Now keep in mind it’s almost impossible to tell with any certainty which type of mold you’re dealing with unless you have access to a lab and a degree in mycology. That’s why you should treat every significant mold contamination with some degree of caution. How exactly? We’ll take a look at that next.

Do I Have Mold? DIY Mold Testing You Can Try

Although reliable mold testing can only be performed in a lab with specialized equipment, there are simple tests you can do to at least give yourself some idea about the severity of mold infestation in your home.

  • The Q-tip test: Put a Q-tip in some diluted bleach, and dab it on the area in question. If it lightens after a minute or two, it’s mold. If the area stays dark, it’s just dirt.
  • The timing test: Keep track of how quickly it returns after you clean it. If you wipe an area down and it looks the same after a few days, it’s likely mold.

Those tests apply to surface molds, but some molds grow beneath the surface or in areas not immediately visible to us. Here are some other great tests to try.

  • The screwdriver test: If you know mold was present on a surface, you might have a deeper problem. Probe the area with a screwdriver or other thin, sharp instrument. If it feels spongy or crumbles, you’ll know things have begun to rot.
  • The carpet test: While it’s not feasible to pull your carpet up every few months and have a look, you should if you have reason to suspect mold might be growing underneath (“earthy” odor?) or if you recently had a water leak.
  • The ductwork test: If you’re seeing mold on a ceiling and there’s no obvious leak anywhere, you’ll want to inspect your ductwork and registers. Warm, moist air will condense and form water on HVAC ducts, which can cause mold if poorly insulated.
  • The smell test: If you’re noticing a musty smell that doesn’t have a clear source, you might have mold in your HVAC system. You likely won’t have the tools to inspect it yourself, but if all other options have been exhausted, you might want to have your system inspected and cleaned.

Mold Cleanup 101

Every instance of mold contamination is unique, but for the most part, molds can be cleaned up using household cleaners or a diluted bleach solution. There are certain precautions, though, that you’ll want to take.19

First, you want to make sure you’re wearing proper protection. This includes:

  • Gloves
  • Googles
  • Respirators
  • Long sleeve shirt
  • Long pants
  • Close-toed shoes

Protect yourself while cleaning up mold with goggles, respirators, a long sleeve shirt, gloves, long pants, and close-toed shoes.

Essentially, you want to make sure your contact with the mold itself is as limited as it can be. When you’re cleaning it up, you’re going to be disturbing the mold itself, which will in turn release spores into the air. That’s why it’s important to protect your skin and eyes, and prevent yourself from breathing it in.

Pro Tip:Never, ever mix cleaning products. Some mixtures, like ammonia and bleach, can create toxic fumes that are way worse for your health than a little bit of mold on the shower grout.

Next, ensure the area you’re cleaning is as ventilated as possible, without spreading mold to other areas of your house. If you’re cleaning out moldy boxes from the basement, for example, open the doors to the outside, but close the door that leads upstairs.

Now, it’s time to remove the mold. You can scrub mold off hard surfaces with a brush and cleaner, but for more porous surfaces, like drywall, you’ll need to take precautions to not damage the material itself. If the mold is too embedded, you might have to remove and replace the material it’s been growing on.

Once you’re done cleaning, make sure you dry the area out completely. A fan can help speed this process along. You’re also going to want to make sure the mold doesn’t come back, so make sure you’ve identified and taken care of the source of the moisture that allowed it to grow in the first place.

Pro Tip: If you’re having problems with recurring mold, the room you’re cleaning might be too humid. Invest in a dehumidifier to remove ambient moisture from the air pesky mold is relying on.

To summarize the process of mold removal, follow these steps:

  1. Wear the proper protective gear
  2. Ventilate the area as needed
  3. Clean mold with diluted bleach or commercial mold remover
  4. Dry area completely
  5. Remove any moisture sources to prevent mold from returning

The above steps should really only be taken if a mold problem is relatively minor. For mold contamination larger than 10 square feet, the EPA recommends calling in a professional.20

Professional Mold Remediation

If your mold problem is widespread, it might be too much for you to safely handle on your own. That’s when a professional mold remediation specialist can become a lifesaver. But what exactly do they do, and what will it cost?

If you know you have a mold problem, it’s probably a waste of time to have an inspection or to call for a mold test. All an inspector will do is confirm the presence of the mold, and all a test will do is tell you what kind of mold it is. If the problem is big enough that you’ve noticed it, and you know you can’t handle it on your own, it’s time for remediation.

Pro Tip: It’s good advice to avoid companies that will both test for and remediate mold. They always have a vested interest in “finding” a problem.

Here’s what will likely happen, depending on where the contamination is located and the extent of the problem:21

  • Isolation of mold in a containment area: This might involve closing doors and windows and putting up polyethylene sheeting that will seal off the contamination from the rest of the house.
  • Ventilating the home: If mold levels are dangerous, external fans and ductwork might be installed to make the working environment safer.
  • Removal of moldy material: All mold-contaminated materials will be properly disposed of to ensure more spores aren’t released.
  • Cleaning and drying wet materials: If materials are going to be replaced, they will be disinfected and dried completely.
  • Cleaning of non-porous material: If material is non-porous, like tile or stone, it is wiped down and disinfected.
  • Disinfection and encapsulating surfaces: Some surfaces, particularly in basements and crawl spaces, might need to be encapsulated to prevent mold from returning.

Depending on the services offered by the mold remediation professional, they might also fix broken or leaky plumbing and repair or replace the materials they needed to remove. If not, they should at least give you a framework for how to make sure the mold won’t return. Make sure you speak with the remediation specialist to understand exactly what the scope of work involves.

How Much Does Mold Remediation Cost?

Generally speaking, mold remediation costs anywhere from $13 to $30 per square foot.22 Depending on the extent of the problem, it can take anywhere from a couple of days to a couple of weeks to get your home mold-free.

Pro Tip: Don’t think if you have a major mold problem that you can rely on your homeowners insurance. We have more in our guide to mold insurance, but the long and short of it is traditional policies won’t cover mold remediation. For that, you’ll need to purchase additional coverage.

Now let’s turn our attention to the best and worst states for mold.

Which States Are the Worst for Mold?

You might expect that the worst states for mold are the ones with the most tropical climates, like Florida. That’s not really the case. According to American Risk Management Resources, climate is not the main determining factor in mold risk. According to their most recent study, they are:23

  • Texas
  • Florida
  • Oklahoma
  • South Carolina
  • Nevada

The worst states for mold are Nevada, Oklahoma, Texas, South Carolina, and Florida.

And the best five are:

  • West Virginia
  • Wisconsin
  • Massachusetts
  • Minnesota
  • Alabama

The best states for mold are Minnesota, Wisconisn, Alabama, Virginia, and Massachusetts.

These findings disprove the notion that more humid climates are the worst ones for mold. As it turns out, it has way more to do with building practices than your specific region. This is why it’s important for each and every family to stay vigilant in protecting themselves, whether you live in Las Vegas or Tallahassee.

Final Thoughts on Household Mold

We hope this guide has been informative and answered all of your questions. We think the key takeaways are these:

  • Mold is an important part of our ecosystem. Mold is beneficial when it’s out in nature, but can become problematic when it’s growing in your home.
  • Most molds are harmless to otherwise healthy individuals. If your family has small children, someone with asthma, an immunocompromised individual, or if you care for elderly relatives, you need to be a little more cautious.
  • Black mold isn’t as dangerous as most believe. All molds can potentially cause negative health impacts, but there aren’t any that have been scientifically proven to be more dangerous than any others.
  • Toxic mold syndrome isn’t real. While long-term mold exposure can cause disease, there is simply no scientific basis for so-called toxic mold syndrome.
  • You can clean most mold on your own. You just need to make sure you’re taking the necessary precautions to protect yourself and your family. You might need professional help, though, if the contamination is widespread.
  • Professional help is needed for mold contamination over 10-square feet. Also keep in mind that there might be mold growing in areas that you can’t see, like behind walls and under floorboards.
  • Mold can grow anywhere, regardless of climate. Even if you live in an arid area of the country, it’s important to keep an eye out for mold problems in your home.

So that about does it for this comprehensive guide to household mold. Stay safe out there, and remember, you won’t regret buying a dehumidifier!

Mold FAQs

  • Does mold cause illness?

    In most people, limited exposure to mold will not cause serious illness. It could, however, trigger allergic responses that include coughing, sneezing, and sore throats.

  • Should I get my home tested for mold?

    If you suspect your home has mold, getting a professional test won’t hurt. However, if you can see or smell a large contamination, it’s best to skip directly to professional remediation.

  • How do I know if I need mold remediation?

    Each situation is unique, but the EPA recommends calling in professionals if your mold contamination has spread beyond 10 square feet. Large-scale contaminants can be dangerous if not handled properly.

  • How hard is it to clean mold?

    Cleaning small mold contamination usually isn’t too difficult, but if the mold has penetrated the surface — if it’s growing on ceiling tiles, for instance — you might need to remove and replace the contaminated material.

  • What should I clean mold with?

    A bleach diluted with water will take care of most surface molds, but commercial products are available specifically designed for mold cleanup. Never mix cleaners, though. You could create toxic fumes.

Citations
SafeHome.org only uses high-quality sources to support the facts within our articles. Read our editorial guidelines to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
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  2. EPA.gov. (2022). What Are Molds? United States Environmental Protection Agency.
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  3. Sackett, Stacy. (2016, Feb 11). Fungi and Mould, the Great Decomposers. Permaculture Research Institute.
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  4. State of Rhode Island Department of Health. (2022). Mold Health Risks. Official Website of the State of Rhode Island.
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  11. EPA.gov. (1991, Feb). Indoor Facts No. 4: Sick Building Syndrome. United States Environmental Protection Agency.
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  12. Hooker, Edmond, and Melissa Conrad Stöppler. (2022). Sick Building Syndrome. eMedicineHealth.
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  13. McIntosh, James. (2019, Aug 20). Is mold in your house a problem? What you need to know. Medical News Today.
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Rob Gabriele
Written By
Rob Gabriele
Managing Editor & Home Security Expert

As a home security expert and Managing Editor for SafeHome.org, Rob Gabriele has written and edited over 1,000 articles related to home security. His expertise is in smart home protection with thousands of hours of testing and research under his belt. Formerly a reporter and producer for the USAToday network, Rob has been a writer and editor for over 10 years. He holds a Master’s of Science with an emphasis on writing from the University of Montana, and he currently lives in Indianapolis, IN.