AllClear ID’s Plan Options Breakdown
If you sign up for AllClear ID on your own, you can choose between a free Basic plan and the ProPlus plan at $14.95 per month. You’ll also have the option to add ChildScan to a ProPlus plan for $4.95 per month.
But… it’s likely that you won’t be paying for the service at all. So what then? Well, it’s important to remember that sponsored plans often include different levels of identity theft protection. So let’s break down the plan options and features.
AllClear ID Basic
This is your cheapest option. In fact, it’s free. But before you get too excited and sign up, there are some strings attached. First off, and as we noted in our AllClear ID review, their Basic plan doesn’t have any identity monitoring or credit monitoring. There’s no insurance coverage, either. This plan does offer access to AllClear ID’s recovery pros, but that’s it. After doing some digging, we see this plan as a way for AllClear ID to get in touch with potential customers.
Who it’s best for: The Basic plan is for folks who aren’t willing to pay for identity theft monitoring or insurance, and only care about getting recovery help.
Pro Tip: Social security number monitoring, credit monitoring, insurance, and recovery services are identity monitoring basics. Look for plans that include all four.
AllClear ID ProPlus
AllClear ID’s main option for individuals is ProPlus. With this plan, we get access to identity monitoring, alerts, recovery services, and insurance coverage.
The ProPlus identity monitoring service includes social security monitoring and credit monitoring. However, the credit monitoring only seems to include one of the three major credit bureaus. In our experience, three-bureau credit monitoring is always better than 1-bureau monitoring. But we’ll touch more on this in a bit.
Unfortunately, AllClear ID’s ProPlus plan doesn’t come with sex offender registry monitoring, social media monitoring, or other public records monitoring options that top competitors like IdentityForce or Identity Guard have. On the other hand, ProPlus does include solid identity theft recovery services and up to $1 million in identity theft insurance (the industry standard).
Since you can get AllClear ID’s ProPlus plan as an individual, we see it as a good option for customers who are losing their sponsored coverage.
Who it’s best for: Fans of AllClear ID who want to keep their coverage after a sponsored plan ends, or anyone looking for decent monitoring at a fair price.
ChildScan (add-on only)
If you have little ones in your home, you’ll want to consider ChildScan as an add-on monitoring service. Similar to dedicated family plans, AllClear ID will check for your child’s social security number in places where it shouldn’t be. There’s no credit monitoring with ChildScan, which makes sense, as children don’t usually have credit scores.
FYI: No one is immune to identity theft. It’s not all that uncommon for a criminal to get his or her hands on a child’s identity and use it in nefarious ways.
In our experience, ID theft protection add-ons like ChildScan are great safeguards. If your child’s identity is stolen and used to apply for loans, credit cards, or government benefits, it could take several years to find out. With a service like ChildScan in place, you’ll likely catch small issues before they turn into massive problems. We recommend child monitoring, but we’ve seen other brands offer this service for only $2.95 per month, so $4.95 is a touch pricey.
Who it’s best for: ChildScan is best for parents and families who want to be proactive in protecting the identity of their kids.
Employer- and company-sponsored plans
We tested an individual AllClear ID subscription to write our full AllClear ID review. So unfortunately, we can’t tell you exactly what’s included in the sponsored packages. The organization sponsoring a plan deals directly with AllClear ID, and they’ll decide the features and benefits included with their bundle.
With that said, note that a sponsored plan may include credit monitoring for one bureau, or credit monitoring for all three major bureaus. But you can almost guarantee it will include at least some credit monitoring. However, it may or may not come with free credit scores and reports. Insurance coverage and recovery services will vary, too. And the same goes for ChildScan, you just might luck out and have protection for your kiddos.
As you can see, these bundle plans can be all over the map in terms of features offered and level of protection. We have to imagine, though, that there’s typically a direct correlation between the severity of the data breach and the features included in your sponsored plan.
FYI: Credit reporting bureaus don’t share information with each other.2 It’s possible, however unlikely, that a key piece of your financial information could be discovered by just one bureau rather than all three bureaus. That’s why it’s safer to have credit monitoring with all three bureaus instead of only one.
We recommend three-bureau coverage and child monitoring. And we always recommend our readers to get at least some credit monitoring and insurance coverage. The AllClear ID plans sometimes fit our recommendations, and other times they don’t. But the good news is that AllClear ID is free with a redemption code. Even if they’re not perfect, we think identity theft protection from AllClear ID is better than nothing. So if you’re offered a sponsored plan, you should take it.
Who it’s best for: Sponsored plans are great for anyone getting it for free! Go for it, as there’s a chance that your sensitive data has been compromised.
Updated September 28, 2023
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