Protecting yourself from identity theft is important but protecting everyone in the home is critical. IdentityForce provides a way to do this with their Family Plan. It provides everyone living within a home with complete identity theft protection. The company’s security protection is design to provide protection from the most common types of identity theft in a complete package.
What Makes IdentityForce Unique?
IdentityForce may not be the biggest name in identification protection, but it is one of the most highly rated services. It offers comprehensive protection for individuals and families on an easy-to-use platform. It’s not a new company either. It’s served the community for over 40 years. Take a look at the key features available through IdentityForce.
These plans monitor for any risk factors associated with your identity on a 24/7 basis. If they spot a problem, they alert you right away. The company states its Advanced Fraud Monitoring feature creates real-time alerts whenever there are lenders that request a copy of your credit report, including banks, mortgage lenders, or government agencies. This can help you stop an account from being opened in your name if you didn’t want it to be.
It also offers monitoring for other types of risks. This includes change of address monitoring, such as if a new address appears with your name on it or a credit card, bill, or financial document has an address that is not previously known as associated to you becomes available. It also provides court record monitoring to pinpoint any public record that appears in your name.
Credit monitoring is an important part of any identification protection. IdentityForce offers this as well. It allows you to pinpoint any new files or instances in which you exceed your credit limit. It can also monitor for credit inquiries, which could indicate someone is trying to open an account in your name.
Additional Monitoring Services
Additionally, it monitors the dark web for any instances in which your personal data is stolen or sold on black market chat rooms, illegal trading areas, or other hard-to-access areas of the internet. It includes payday loan monitoring to let you know if someone tries to open a payday loan in your name. Sex offender monitoring is another key feature that monitors for your personal information listed on a sex offender register as well as alerts you if a sex offender moves into your community. The plan includes social media identity monitoring as well. It monitors for inappropriate activity associated with your account.
What Helps IdentityForce Stand Out?
IdentityForce can provide a range of key features for users. These are available through the individual and family plans.
- It monitors credit from all three credit bureaus (depending on the plan you select)
- It provides up to $1 million in remediation if you lose money due to your identity being stolen
- It provides two-hour authentication which allows for you to verify information
To provide these services, the company provides two package options for consumers to choose from (you can add family coverage after choosing the right protection for your needs):
- The UltraSecure policy is priced at $17.95 per month or, if you choose the annual plan, the cost is $179.90 for the year.
- The UltraSecure + credit policy is $23.95 per month or $239.90 for the year.
Both plans provide you with:
- 24/7 monitoring services
- Up to $1 million in remediation
- Alerts for your personal information
- Identity theft restoration support
In addition to this, the UltraSecre + Credit plan includes:
- Credit monitoring from all three credit bureaus
- Credit scores and reports
- A credit score simulator
Once you choose one that is right for you, you can then choose to add a child or a family to the plan.
How the Family Plan Works
For those who wish to purchase this type of protection for everyone in the family, that’s possible to do using the Family Plan. First, consider your options.
You choose the type of individual plan and protection that is right for your needs. Then, you can add your children to the subscription. This is an additional $2.75 per month for each child. For those who have just one child and one adult to protect using this service, this may be the best route to take.
The second option is to purchase the IdentityForce Family Plan outright. In this case, you will pay an additional $25 per month if you select the company’s UltraSecure Plan. Or, if you choose the UltraSecure + Credit plan, you will pay $36 per month in addition to the base price. This family plan can include up to two adults and an unlimited number of children living in your home. It can apply to kids up to the age of 24, too.
The IdentityForce family plan option is versatile and diverse enough to cover nearly all risks. It is also one of the more affordable ways to protect your family.