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Aura Identity Theft Protection Plans and Pricing

An excellent service with plans tailored for individuals, couples, and families, as well as a free 14-day trial and a 60-day refund.

SecureScore™: 9.7 / 10 This rating is derived from our editorial team's research, hands-on product testing, and customer surveys.
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Editor's Note: Aura continues to add to its protection capabilities with enhanced AI-powered fraud detection, comprehensive dark web monitoring across millions of sites, and new family safety features. The platform processes over 10 billion data points daily to identify and prevent identity theft attempts in real-time.

We live in a virtual world, and the threats to our security have increasingly become…well, virtual. That doesn’t mean you should take down your home security cameras or disable your home security system. Physical threats remain.

It just means you need to incorporate digital security measures that work as hard as your physical ones do.

Aura shields you from these digital threats with comprehensive monitoring of your personal information, financial accounts, and credit reports. If a criminal somehow slips through the defenses, Aura backs you up with $1 million in identity theft insurance to help restore what was lost.

After we spent one month testing Aura, we found that they offer a lot of value for a low price. How much is that low price, you ask? Well, it depends on how many people you want to protect. We’re going to cover everything about Aura’s plans and pricing to help you pick the plan with the best value for you. Let’s dig in.

Aura's Dashboard

Aura’s Dashboard

FYI: Aura has enhanced its protection with new capabilities including AI-powered scam call blocking, automated data broker removal, and proactive account takeover prevention.

Key Features

  • Real-time antivirus and anti-malware protection
  • Virtual private network
  • Password manager
  • Triple-bureau credit monitoring
  • Uncover forgotten or inactive accounts using your email address
  • Credit score tracking and alerts
  • Investment and retirement account monitoring

Aura’s Pricing At a Glance

Aura takes all the guesswork out of identity theft protection pricing. You don’t have to choose between a lot of plans that offer different levels of coverage depending on what you’re willing to pay. Aura offers three different subscriptions, but they all provide exactly the same features. The only difference between them is in how many people they cover. Whether you’re protecting just yourself or your entire household, you’ll have access to the same features.

The Family plan includes child protection features at no additional charge. These features provide peace of mind through parental controls and specialized monitoring for minors.

Let’s start, then, with a quick overview of Aura’s three plans.

Aura’s Three Plans

Aura keeps it simple by including the same robust protection features in all plans. The Family Plan does throw in some extra child safety tools, but otherwise, you’re getting the same comprehensive protection whether you’re flying solo or protecting the whole household.

Aura Plan Individual Plan Couples Plan Family Plan
Individuals Covered 1 Adult 2 Adults 5 Adults, Unlimited Children
Devices Covered 10 20 (10 per adult) 50 (10 per adult)
Monthly Cost $12 $20 $30
Annual Cost $108 ($9 per month) $204 ($17 per month) $300 ($25 per month)

Aura offers discounts if you’re willing to sign up for a full year of service, and given that identity protection should be an ongoing effort, we recommend going this route for the savings.

The Family plan comes with child protection capabilities, including Social Security Number monitoring for each child, advanced parental controls with screen time management, and AI-powered cyberbullying detection that scans social media interactions.

The plan doesn’t cap the number of kids, which is a great deal for larger families. Every child gets their own identity monitoring dashboard, and parents can manage the whole family from a single account.

FYI: Child identity theft protection is a necessity nowadays. Child identities have clean credit backgrounds, making them a tempting target for identity thieves.

Pricing scales with coverage, with annual plans saving you up to 30 percent compared to monthly billing. Since identity protection isn’t something you turn on and off, we recommend the annual option for maximum savings.

Aura Plans and Pricing

We like that Aura offers a 14-day free trial without requiring a credit card. You can explore every feature and see real monitoring in action before committing a single dollar. If you do decide to subscribe, you’ll still get a 60-day money-back guarantee. That’s two full months to ensure Aura delivers on its promises.

Of course, if you pay by the month, you always have the option to cancel your subscription at any time. Even if you sign up for an annual plan, though, you get a 60-day money-back guarantee. Plus, whatever plan you choose, you always have access to Aura’s 24/7 customer support. The support team includes certified fraud resolution specialists who can provide immediate assistance during identity theft emergencies. During our testing, the team averaged a response time of under two minutes.

Those prices we listed above reflect introductory rates. Like most identity protection services, Aura’s renewal prices increase after your first year. However, we know of customers who have negotiated these increases. If you’re a long-term subscriber, it’s worth a quick call before you pay your renewal.

Aura Key Features

Here’s a quick look at what features come with Aura’s subscriptions:

Features Individual Couple Family
Account Monitoring Yes Yes Yes
Personal Information and SSN Monitoring Yes Yes Yes
Spam Call, Junk Mail, and Search Site Removal Yes Yes Yes
Identity Verification Monitoring Yes Yes Yes
Child SSN Monitoring No No Yes
Antivirus Software Yes (10 devices) Yes (20 devices) Yes (unlimited devices)
VPN Yes (10 devices) Yes (20 devices) Yes (unlimited devices)
Safe Browsing Yes (10 devices) Yes (20 devices) Yes (unlimited devices)
Password Manager Yes Yes Yes
Triple-Bureau Credit Monitoring Yes Yes Yes
Credit Lock Yes Yes Yes
Bank Account Monitoring Yes Yes Yes
Financial Transaction Monitoring Yes Yes Yes
Home Title Monitoring Yes Yes Yes
Criminal Record Monitoring Yes Yes Yes
Restoration Services Yes Yes Yes
Investment Account Monitoring Yes Yes Yes
Annual Credit Report Yes Yes Yes
Monthly Credit Scores Yes Yes Yes
Parental Controls No No Yes
Child Safety Tools No No Yes
Price Per Month $12 $20 $30
Price of Annual Plan $108 ($9 per month) $204 ($17 per month) $300 ($25 per month)

Again, the only real difference between these plans (besides the number of individuals they protect) is those extra features designed to protect children in the Family plan. Don’t worry, if you don’t have kids, Aura isn’t going to charge you for unnecessary tools to protect them.

Let’s take a closer look at each plan separately to see how they work.

FYI: All of these prices reflect first-year, introductory rates. Renewal rates are sometimes more than double these initial rates. The month-to-month rate for the Couples Plan, for instance, starts at $29 a month but renews after a year at $48 a month. However, this is standard practice in the identity theft protection industry.

Aura’s Individual Plan

Aura delivers one of the most thorough credit monitoring services we’ve tested. The system watches your credit files 24/7 and sends instant alerts for any suspicious activity. Here’s what’s included:

  • Personal Information Monitoring
  • Account Monitoring
  • Social Security Number Monitoring
  • Bank Account Detail Monitoring
  • Investment Account Monitoring
  • Home Title Monitoring
  • $1 Million in Identity Theft Insurance
Aura's antivirus and VPN functions

Aura’s antivirus and VPN functions

As if identity theft protection and full-service credit monitoring weren’t enough, Aura also provides customers with digital protections. Every Aura plan, including the Individual plan, features

  • A VPN (Virtual Private Network)
  • Anti-malware software
  • A password manager
  • An ad and malicious site blocker
  • An email alias generator

The Email Alias generator creates unique, disposable email addresses for each service you sign up for. This makes it harder for hackers to connect your accounts even if one service experiences a breach. This also cuts down on the spam you receive. Some competitors charge as much as $20 per month for a similar service.

>> Compare: Aura vs. Identity Guard

Aura’s Couple Plan

As the name implies, the Couples Plan includes everything the Individual Plan includes, but for two people. Both of you get full identity theft protection and credit monitoring, protection for up to 10 devices, and each person gets their own $1,000,000 insurance policy.

Aura’s definition of “couple” is loose. Any two adults can share a plan. That means roommates, siblings, best friends, or business partners. Each person manages their own protection independently (no awkward oversharing), with only the billing bundled together. At the annual rate, you’ll save about $12 per year compared to individual plans.

Aura’s Family Plan

Whether you’re protecting toddlers or teenagers, this plan has you covered with unlimited child monitoring. We see this as an advantage, considering competitors often charge $5 to $10 extra per child or cap you at just two or three kids.

The Family Plan goes beyond basic monitoring with parental controls powered by AI. You’ll get content filtering that adapts to each child’s age, real-time location tracking with customizable safe zones, and sophisticated cyberbullying detection that monitors social interactions. Everything syncs to Aura’s mobile app, sending instant alerts when the system detects potential threats or concerning activity.

To make the Family Plan even better, it removes the device limit on Aura’s VPN and antivirus software. That means you and your family can use it on as many devices as you want. However, insurance coverage is limited to adults and the child identity monitoring only monitors their social security number.

Pro Tip: Got kids? Worried about protecting their identities? Then you’re going to want to read our guide to keeping your children safe online.

You can protect up to 10 adults in your household. That can mean grown children home from college, aging parents who’ve moved in, or extended family members. Every adult gets Aura’s complete identity protection suite, including full credit monitoring and their own $1 million insurance policy.

The Family subscription is especially affordable, considering everything it offers. Plus, you can save a bundle if you’re willing to pay annually. The Family plan is priced at just under $50 per month – not bad considering all the benefits it includes. But if you’re willing to pay for a year up front, you can bring that price down to $32 per month.

Beyond Identity Theft

Finally, we should point out that Aura offers three additional online security services at no additional cost. When you sign up for any Aura plan you get an antivirus, a password manager, and a VPN. All three are designed to proactively protect your identity, and if you ordered them separately from other companies, they might cost as much as $60 a month.

What do these services actually do? The AI-powered antivirus blocks malicious threats and ransomware attempts with almost perfect accuracy. You can use the VPN, powered by Hotspot Shield, to encrypt your connection using military-grade AES-256 encryption. Aura’s password manager generates and stores unlimited passwords, and automatically fills them across all your devices while checking them against data breach databases. All three prevent your identity from being stolen in the first place, helping minimize Aura’s need to monitor the online world for your data.

Final Thoughts on Aura

After our testing, we’re convinced Aura is a standout in the identity protection space. You’re getting comprehensive credit monitoring, advanced identity protection features, plus premium security tools like antivirus, VPN, and password management.

You’ll find plans for every situation: solo flyers, couples, and families with unlimited kid coverage. Throw in family-specific features like AI-powered parental controls and child safety monitoring, and you’ve got serious protection. All of this comes at competitive prices, backed by a risk-free 14-day trial and an industry-leading 60-day money-back guarantee.

FYI: Not convinced Aura is right for you? Then check out our list of the Best identity theft protection services of the year to see which ones provide you with the best value.

Aura FAQs

  • Does Aura have a money-back guarantee?

    Yes, Aura provides a very generous 60-day money-back guarantee. Just keep in mind the refund policy only covers the long-term plans.

  • Does Aura have a free trial?

    Yes, Aura provides access to a free 14-day trial, which we think is enough time to test the service and see if it’s right for you.

  • Does Aura monitor all three credit bureaus?

    Yes, Aura looks for suspicious changes in your credit files at Equifax, Experian, and TransUnion.

  • Is Aura affordable?

    Aura’s pricing has become more competitive, with individual plans starting at just $9/month annually.

  • Is Aura worth it?

    With features like $1 million insurance coverage, AI-powered threat detection, and integrated cybersecurity tools, Aura offers excellent value that justifies its cost for most people.

Written By
Max Sheridan
Identity Theft Protection Expert

Max Sheridan brings over two decades of writing experience to our team. He has spent 1,000-plus hours researching VPNs, identity theft protection, and various topics in cyber technology. Previously, Max was an investigative journalist, and he is also a published novelist. He earned a B.A. in Classics from the University of Virginia and an M.A. in Classics from the University of Illinois. He currently lives in Nicosia, Cyprus.