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PrivacyGuard Reviews

Simple and effective identity protection with a generous trial period

Last Updated On: October 16, 2019
SecureScore™: 8.5 /10
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8.5 SecureScore™
Customer Service
8.6
Value
8.1
Features & Services
8.8
Ease Of Use
8.5

PrivacyGuard Ratings

Easy does it. That’s why over 100 million people use PrivacyGuard. The company has a lineup of easy-to-understand plans, each loaded with advanced features. Sign up for ID theft protection, credit monitoring, or both. Unfortunately, they don’t offer social monitoring or family plans, and the monitoring coverage is fairly limited. The good news is you can test drive the service for only $1. If you don’t love it, simply cancel. See what our experts say right here in our PrivacyGuard review.

PROS
  • Easy to understand plans
  • Affordable
  • Trial period
  • Secure browsing and typing mobile app

CONS
  • No social media monitoring
  • No family plans
  • Limited monitoring coverage compared to others

Overview

PrivacyGuard is part of a company that started back in 1973. They are a membership-based provider of consumer protection, along with entertainment, shopping, health, travel and dental services. The company as a whole has 3,000 employees and over 100 million users. They are based in Stamford, CT and have offices in six states.

Due to the overall company size, they have many resources available to help PrivacyGuard subscribers. They have a long-standing background in offering superior customer service, which is a definite help when you’re dealing with something as frustrating as identity theft.

Features & Services

Daily Credit Monitoring

See any changes the day that they occur, giving you the opportunity to prevent long-lasting damage to your credit report. You can also use this feature to keep track of your overall financial health.

Reduction of Pre-Approved Mail Offers

Cut down on the junk mail so you don’t have to worry about shredding as many mailers to stop thieves from using them. Plus, you end up only getting mail and packages that you care about, rather than a bunch of junk.

Public Records Tracking

PrivacyGuard keeps an eye on public records, such as court filings, to see whether someone is using your personal information fraudulently.

Up to $1 million in Identity Theft Insurance

Get reimbursed up to $1 million in expenses and costs related to identity theft. Repairing your identity and good name following identity theft is an expensive prospect. Many people don’t have that type of money in their savings. When you’re protected by PrivacyGuard, you don’t have to worry about this.

Text, Email or Phone Notifications

Choose the way that you receive notifications in the event of a change. The flexible options mean that you can choose the communication method that best suits your lifestyle and  the priority you place on the alerts.

App

PrivacyGuard has an interesting Digital Protection app. It offers you a mobile secure browser alongside a secure keyboard that gives you improved privacy when you’re using your phone for sensitive transactions and while you’re browsing the web. This feature is unique among identity theft solutions, and it speaks to PrivacyGuard’s position on empowering their customers with essential tools for better privacy and personal information security.

Credit Scores

Keep a close eye on your credit score to discover potential changes to your report. Even if you’re not worried about identity theft, you can use the score to see your financial health before you apply for credit cards or loans.

Dark Web Tracking

When someone steals personal data, they often take it to the dark web to find illegal marketplaces. PrivacyGuard keeps a close eye on these unsavory locations to pick up on your data theft sooner.

Lost Wallet Assistance

Losing your wallet involves a lot of hassle with contacting your bank and getting everything canceled. PrivacyGuard gives you expert assistance during this process.

Ease of Use

PrivacyGuard is incredibly user-friendly, especially with features such as its mobile protection app. You have a lot of flexibility in how you set up notifications, so you never miss an alert that could indicate your identity is stolen.

Customer Service

PrivacyGuard has a US-based resolution team that has extensive training on addressing identity theft. You get dedicated assistance in the event that someone steals your identity and you need help to get things back to normal. If you have any questions or concerns with your service, helpful representatives are also happy to explain anything you need.

Value

PrivacyGuard has three service tiers. You can try it out for only $1 for the first two weeks. If you’re not satisfied, then you can cancel during this period.

ID Protection

This service tier focuses on identity theft protection features, including a mobile secure keyboard, secure browsing, ID verification monitoring, social security number tracking, public records tracking, annual public records report, and public and dark web monitoring. You also get assistance if you lose your wallet. PrivacyGuard helps you reduce the pre-approved credit card offers you get in the mail, which limits the risk of someone physically stealing your information. You have up to $1 million in identity theft insurance. ID Protection starts at $9.99 per month.

Credit Protection

This service focuses entirely on monitoring your credit reports and providing you with a credit score each month. All three major credit reporting bureaus are covered under this plan, so you have a first-hand look at your credit information and the potential threats to it. You also get access to a credit score simulator, a financial calculator suite and a credit information hotline. Credit Protection starts at $19.99 per month.

Total Protection

If you want identity theft protection and credit protection, the Total Protection plan is $24.99 per month and offers you all of these features from both plans.

Summary

PrivacyGuard has a great setup for its services. You can opt for identity protection, credit monitoring or both. There aren’t a lot of complicated service tiers to figure out, which makes it a good choice for people new to identity theft terminology and personal finance concepts. The prices are affordable and the extra features such as the secure browsing experience are great perks.

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