One of the most stand-out features of PrivacyGuard’s services is the fact that they provide their customers with credit score(s) and report(s) every 30 days. Furthermore, they monitor your credit report for specific changes and report these to you. These features include access to a dedicated team of credit experts to assist you with understanding everything in your credit report.
Another thing that sets them apart from other Identity Theft Services is that they are a Consumer Affairs accredited brand. Their overall customer satisfaction rating is an unimpressive 2.16 stars out of a possible 5. The majority of reviews for PrivacyGuard only give it one star. In fact, 30 out of 50 falls into this category with only 8 out of 50 receiving the best rating of 5 stars.
The endorsement of Frank Abagnale is another thing that makes PrivacyGuard stand out. People remember him as the inspiration for the character Leonardo DiCaprio played in the movie “Catch Me If You Can.” (The criminal, not the FBI agent.) He currently works in the role of government consultant, identity theft expert, and noted author.
Finally, PrivacyGuard provides their customers with abundant educational tools and resources to help you understand identity theft protection and credit in general. These tools and resources include simulators for debt consolidation, fixed mortgage calculator, debt payoff, auto loan, home budgeting, and credit score. This is a feature that many identity theft protection companies lack.
PrivacyGuard offers three different plans for customers to choose from that range in price from $9.99 a month to $24.99 a month. The first plan offers identity protection products. The second provides credit protection services. The third offers both of these and all of the services and products they include.
|PrivacyGuard Plan||Monthly Cost||First 14-Day Trial Cost|
|PrivacyGuard ID Protection||$9.99||$1.00|
|PrivacyGuard Credit Protection||$19.99||$1.00|
|PrivacyGuard Total Protection||$24.99||$1.00|
All three plans are available for a 14-day trial period at the low price of $1.
|ID Protection||Credit Protection||Total Protection|
|+ Upfront Costs*||+ Upfront Costs*||+ Upfront Costs*|
|Dedicated ID Fraud Resolution Support||Credit Score Simulator||Dedicated ID Fraud Resolution Support|
|Annual Public Records Report||24/7 Daily Credit Monitoring||Annual Public Records Report|
|Online Fraud Assistance||Financial Calculator Suite||Online Fraud Assistance|
|Black Market Website Surveillance||Triple-Bureau Credit Report & Scores||Black Market Website Surveillance|
|Lost and Stolen Item Assistance||Monthly Credit Score Tracking||Lost and Stolen Item Assistance|
|Credit Score Simulator|
|24/7 Daily Credit Monitoring|
|Financial Calculator Suite|
|Monthly Credit Score Tracking|
PrivacyGuard is owned by Affinion Group. In 2013, the federal government took legal action against Affinion Group concerning allegations of misleading advertising and fraudulent representation. These charges centered around the use of misleading practices that led customers to sign up for membership plans and discount clubs. The case was settled with Affinion Group paying $19 million to customers who were affected by these practices. Check out the full review of PrivacyGuard here.
Social Security Monitoring
PrivacyGuard scans credit card header data and public records to locate any that are associated with your social security number (SSN). These results are then logged and prioritized to make it easier for you to spot compromises.
Black Market Surveillance
PrivacyGuard monitors the dark web for criminals selling and buying your personal identifying information.
Court Record Monitoring
By monitoring public records – such as arrest records, bankruptcy proceedings, court judgments, and liens – for changes will help you spot fraudulent activity. There is also an annual public records report.
Bank and Credit Card Activity Alerts
Our experts will monitor the activity of your personally identifying information to see if any bank or credit card accounts are opened using your identity.
Credit Score Monitoring
With three bureau monitoring on a 24 hours a day, 7 days a week basis any fraudulent activity is found quickly allowing you to be notified with an email or text alert.
Credit Score Reporting
PrivacyGuard provides our customers with access to all three credit reports and their related scores every 30 days.
Bank Account Takeovers
PrivacyGuard will notify you in the event that the information of your current bank or credit accounts is changed to circumvent your statements.
Personal assistance for resolving your identity theft/fraud case. PrivacyGuard will provide you with a dedicated caseworker trained in the Fair Credit Reporting Act (FCRA) to give you guidance and support throughout the restoration process.
Identity Theft Insurance Coverage
PrivacyGuard provides a maximum of one million dollars in identity theft insurance to reimburse any eligible expenses associated with restoring your identity and good name.