ID Watchdog provides a comprehensive identity theft monitoring service for consumers. The company works to stop identity theft as soon as possible to eliminate the long-term cost and problems associated with it. If identity theft does occur, it also offers a complete service solution to proactively and fully manage the resolution process. This allows individuals to get through the situation as quickly as possible.
Also important to note is the company’s ability to provide live service and support when needed. Available 24 hours a day, this service allows individuals to get real-time access to help as soon as they receive an alert or have a question. The company’s team of Certified Identity Theft Risk Management Specialists (CITRMS), work hard to help restore an individual’s credit if it has been stolen in the most efficient manner possible. The company also stands out by offering $1 million in identity theft-related expense coverage for any financial losses related to an identity theft incident.
One of the key benefits ID Watchdog provides is an affordable price point. The company offers two packages from which to choose called ID Watchdog Plus and ID Watchdog Platinum. The main difference between the two has to do with the credit reporting and monitoring service. With the ID Watchdog Plus plan, individuals gain monitoring and reporting services for just one of the three credit bureaus. However, with the ID Watchdog Platinum plan, the user has monitoring provided for all three of the major credit bureaus, Experian, Equifax, and TransUnion. For the small upgrade in cost, it can be well worth the investment in the Platinum plan.
Additionally, all of the company’s services come with a 100% fraud guarantee. This means if any type of identity theft occurs that the plan is monitoring for, the company will work to resolve the concern – there’s no question about it. Additionally, the company provides a 24 hour a day 7 day a week call center for real-time access and support when needed. It’s truly a comprehensive system worth the investment for many individuals with or without previous identity theft incidents.
|ID Watchdog Plan||Monthly Plan Cost||Annual Plan Cost||Annual Plan Savings|
|ID Watchdog Plus||$14.95||$134.95||$44.45|
|ID Watchdog Platinum||$19.95||$219.00||$20.40|
At times, ID Watchdog can offer discounts and savings offers. However, both of its packages are priced under $20 per month. This is a significant savings opportunity over other products.
Additionally, individuals can sign up for the Annual Plan to save money. Instead of paying monthly, make one purchase for the entire year. In doing so, you can save 25 percent off the cost of the ID Watchdog Plus package. The ID Watchdog Plus package costs $134.95 per year when paid in advance. A savings of $20 is also available for those who sign up for the ID Watchdog Platinum plan and purchase a full 12 months of coverage at one time. The annual plan costs $219.
|ID Watchdog Plus||ID Watchdog Platinum|
|+ Upfront Costs*||+ Upfront Costs*|
|View Plans||View Plans|
|Identity Monitoring||Identity Monitoring|
|Black Market Surveillance||Black Market Surveillance|
|Email & SMS Notifications||Email & SMS Notifications|
|Identity Restoration||Identity Restoration|
|National Provider Identity (NPI) Alerts||National Provider Identity (NPI) Alerts|
|Social Security Number Monitoring||Social Security Number Monitoring|
|Pay Day Loan Monitoring||Pay Day Loan Monitoring|
|Single Credit Bureau Credit Monitoring||$1 Million in Identity Theft Insurance|
|$1 Million in Identity Theft Insurance||Three Credit Bureau Credit Monitoring & Reporing|
ID Watchdog is a fully comprehensive service for monitoring identity theft risks as well as helping to restore credit if a problem occurs. The company’s products can help individuals to avoid identity theft through a complex platform of tools that monitor for nearly all types of risks. High-risk transactions are noted and alerts sent to provide for fast, easy verification of information. Check out the full review of ID Watchdog here.
Social Security Monitoring
The system works to monitor any use of a Social Security number for the individual and reports any illicit use of the number immediately.
Black Market Surveillance
ID Watchdog scans the hidden components of websites and protects against illicit online sources using personal information. These are organizations that buy, trade, and sell personal information to unsavory buyers.
Pay Day Loan Monitoring
The pay day loan monitoring tool monitors for use of your personal information to apply for these loans, including those that do not pull a credit report or score.
Credit Score Monitoring
ID Watchdog provides a comprehensive credit score monitoring tool. It aims to monitor incidents when information is pulled from a credit report that could hurt your credit score.
Credit Score Reporting
With credit report and score reporting, it is possible to track incidents on all three credit bureaus, depending on the plan purchased.
A full-service identity restoration service is available. It provides a Certified Identity Theft Risk Management Specialist to work on behalf of the individual to remove fraudulent records and restore the identity. It comes with a 100% guarantee.
Identity Theft Insurance Coverage
If identity theft does occur, individuals with the ID Watchdog have access of up to $1 million worth of protection to cover the costs associated with repairing the incident.