Select Home Warranty Review 2023

What Does a Select Home Warranty Cover?

Short answer? Quite a bit. The longer answer is that there are three service tiers to select from: Bronze, Gold, and Platinum. These tiers break down exactly as you’d expect. The lowest level is the least expensive and covers less, the highest is more expensive and offers the most comprehensive coverage. Let’s take a look at the breakdown below.

Select Home Warranty Coverages

That’s a pretty comprehensive list of systems and appliances, so we’re looking pretty good so far. But with this in mind, we do need to consider the costs.

How Much Does a Select Home Warranty Cost?

We’ll give you the short answer again: not a lot. Their prices are static regardless of where your property is located, but your total will increase if you select any additional protections to your plan. More on that in a second, but just so you have it handy, here’s the breakdown of Select’s baseline costs.

Select Home Warranty Cost Breakdown

As you can see — pretty cheap! Especially if you decide to pay annually. In fact, Select really wants you to pay annually. So much so that it will take $150 off your total and toss in two months free. Not a bad deal, if you ask us. It’s a little weird that the Bronze and Gold packages cost the exact same amount, but I guess that’s just how Select wants to do things.

Regardless, the one thing that can change your total bill is the add-on protections you elect to include in your coverage. Those include:

Select Home Warranty Additional Coverages and Costs

Also worth noting here is that regardless of the plan you select, Select will include limited roof leak coverage for no additional cost. Most home warranty companies make you add this as an elective coverage. Pretty nice!

Overall, Select Home Warranty is one of the most affordable we’ve seen. If you’re looking for solid coverage at a rock-bottom price, they should definitely be on your list of warranty companies to check out.

That said, we do have to mention one not-so-great thing about its sales process.

Enter your phone number into the website — which Select requires for a quote — and you will get a call. Multiple calls — even if you request the calls to stop. You’ll also automatically be signed up for its mailing list because an email address is required to get a quote. We really didn’t appreciate the pushy sales tactics and personal information harvesting, Select.

Putting that aside, now that we understand what it covers and how much it costs, you might be wondering if your ability to secure a Select Home Warranty will depend on where you live.

Where Can I Purchase a Select Home Warranty?

It’s true that some providers offer coverage only in certain states. When we reviewed Old Republic Home Warranty, for example, we found that despite some great service, it’s available in only 27 states. So are certain homeowners out of luck with Select?

Good news here! Select Home Warranty operates in all 50 states, so that’s some great news to add to what we’ve already talked about above. If you like what you’re seeing, you’re not going to be disappointed to find out you can’t purchase a plan just because you live in Minnesota.

Now that we’re pretty well versed in the quantitative aspects of Select Home Warranty — what it covers and how much it costs — let’s talk a little about some more qualitative stuff, such as what we like, what we don’t, and what other folks are saying about them.

Let’s start with the good stuff.

What We Like About Select Home Warranty

For one, Select Home Warranty is really affordable. Like we said above, they’re one of the cheapest home warranty providers we’ve reviewed. If you’re looking to save while still getting some pretty serious protections, Select’s not a bad choice.

We also like that it has made its service available to everyone. It stinks when you get sold on a service, only to find out that it can’t help you because you live outside its coverage zone.

What We Don’t Like About Select Home Warranty

Again, we really didn’t appreciate the pushy sales tactics. Not only were the calls a little too much, but it set up its price structure and website in such a way as to make it look like you’re going to miss out on a huge deal if you don’t act fast. Don’t worry — this timer never runs out.

Trust us. This timer will still be here tomorrow and the day after that.

We also don’t like that Select explicitly states that homeowners are responsible for providing records of annual maintenance and cleaning of systems and appliances by licensed technicians to ensure coverage — who even has that? — and it won’t cover preexisting conditions. Some companies aren’t as strident about these stipulations, like we saw in our review of American Home Shield.

So yeah, not the best. But something else that gave us pause was what people were saying about Select online.

Select Home Warranty’s Online Reputation

Before we get into this, we want to affix a big asterisk to what we’re about to share. There is no way to verify customer complaints online, and there are two sides to every story.

That said, Select Home Warranty has a negative perception online, particularly on the Better Business Bureau’s website. It has an average of just 1.54 stars out of five and a B- ranking (not terrible).

It needs to be said, though, that it’s not all bad. Some folks, it seems, do have good experiences with Select Home Warranty. Here’s a review from Steven S.:

I was extremely impressed with the speed of getting an air conditioning professional out to diagnose our problem. Considering the fact that yesterday was a holiday (Labor Day), the technician was at my house before lunch today, the seventh of September. He diagnosed the problem and did his due diligence. This is my very first experience with SHW. I’m glad we joined them.

Again, online reviews should be considered when you’re shopping around for a home warranty, but you do have to remember how unregulated they are. Anyone with a chip on their shoulder can take to their keyboard and start badmouthing a company if they’re so inclined. In the same vein, some companies have been known to spam good reviews to boost their perception. So take this all with a grain of salt.

So now that we’ve covered the concrete and the abstract aspects of Select Home Warranty. It’s time to make a determination.

Should Select Home Warranty Be Your Selection?

Our answer? An emphatic maybe.

From what we’ve read, it seems like a lot of complaints about Select Home Warranty — both anecdotal and professional — center on Select finding reasons to deny coverage, and a lot of those cases, it seems, have to do with the aforementioned maintenance records. It’s difficult to categorize a company’s business practices from what you gather online, and even more difficult to predict whether or not it will be your experience as well, but there are some items in the fine print that are a little troubling.

However, Select Home Warranty does offer really solid coverages for extremely affordable prices — some of the best we’ve seen in the industry, in fact. If that’s enough to entice you, just make sure you’re very clear on what will and won’t be covered, and what could potentially exclude you from coverage. The worst-case scenario is that you’re left footing the bill when you assumed someone else would cover it.

Select Home Warranty FAQs