Learn More About LifeLock

Between these two security systems, our favorite is LifeLock.

SecureScore™: 9.2/10

LifeLock and TrustedID both provide valuable services, but in different ways. Both companies provide identity theft protection and credit monitoring in varying degrees. TrustedID leans more towards monitoring your credit and helping you keep track of where your information ends up on the web.

Overview: LifeLock vs TrustedID

LifeLock and TrustedID offer valuable services and features that protect you from financial loss. Both seem to be quite effective and offer affordable packages that will fit into almost any budget. Each company also offers insurance to help you recover from identity theft and can provide you with resources to help restore your identity.

  • TrustedID is affiliated with Equifax credit bureau
  • Both offer credit reports from all three credit bureaus
  • Both monitor suspicious websites and remove your information when it appears
  • Both offer $1 million in insurance to pay for any costs you may incur if your identity is stolen
  • LifeLock and TrustedID offer both identity theft protection and credit monitoring

Similarities: TrustedID vs LifeLock

LifeLock and TrustedID use the same basic tools to provide effective protection against financial loss. Each company uses tools that allow them to scan massive amounts of data on a daily basis. This enables them to monitor your social security number and other vital, personal information that could result in a devastating financial loss if it fell into the wrong hands.

  • Both companies provide access to your credit reports from the three main credit bureaus
  • Coverage for minors is available
  • Identity theft protection is offered in varying degrees
  • Credit monitoring is also offered
  • Renews fraud alerts every three months

Differences: TrustedID vs LifeLock

The main difference between the two companies is that TrustedID costs more per month than most other companies. LifeLock is more affordable until you start adding family members to your plan. While TrustedID combines everyone under one plan, LifeLock charges for each minor child separately.

  • LifeLock offers access to your credit reports on a regular basis
  • TrustedID monitors your credit reports on a daily basis
  • TrustedID is affiliated with Equifax credit bureau
  • TrustedID covers lost wages that are incurred while trying to restore your identity
  • LifeLock charges separately for each minor child included in your plan

Identity Monitoring

LifeLock's primary services and features revolve around protecting your identity. They monitor the web to determine where your information is being used. They also monitor your social security number and notify you any time your address is changed or a new account is opened in your name.

TrustedID also offers effective identity protection but since it is affiliated with Equifax, its primary benefit lies in its credit monitoring services. It monitors all three credit bureaus on a daily basis, sending you alerts as they appear. You also have 24/7 access to both your credit reports and your credit score.

Financial & Credit Monitoring

LifeLock closely monitors bank and insurance accounts. They will report any changes and send fraud alerts if any unwarranted or suspicious activity is detected. They will also send notifications if new accounts are opened in your name. They also provide you with copies of your credit reports once a year or if you request them.

TrustedID offers effective credit monitoring in many different levels. It offers real-time credit reports 24 hours a day, 7 days a week. It can identify changes to your credit scores and where your credit information shows up on the internet. It also places fraud alerts on your credit reports if suspicious activity is noticed.

Identity Restoration & Insurance Coverage

LifeLock offers $1 million dollars that can be used to help you restore your identity and protect you from further financial loss. They offer several resources that can be used to identify potential risks and keep your information from being spread throughout the internet.

TrustedID also offers $1 million dollars in coverage, except they offer to help correct any financial issues you may be experiencing as a direct result of the identity theft. This includes many of the out of pocket expenses you may have to deal with.

Pricing & Plans

LifeLock has three plans that provide effective coverage. All of the plans come with Norton Security for your computer. LifeLock Standard is the basic plan and costs $9.99 a month for the first year. After the first year, the price goes up to $12.99. LifeLock Advantage starts at $19.99 per month for the first year and $24.99 a month after. The LifeLock Ultimate Plus plan starts at $29.99 a month for the first year and goes up to $34.99 a month after that. You can add the LifeLock Junior plan for $5.99 a month for each child in your family.

TrustedID offers basic coverage for $16.99 a month and a family plan that costs $29.99 a month. The family plan covers an unlimited number of family members as long as they live in the household.

Summary: LifeLock vs TrustedID

LifeLock offers a well-rounded identify theft/credit monitoring option for individuals who want a variety of services for an affordable monthly payment.

TrustedID is the better choice for people who want more access to their credit report. It's a little more expensive but it works well for those who want 24/7 access to their credit reports and scores.

Read our full review of LifeLock

Read our full review of TrustedID

*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.