LifeLock and MyIDCare offer several features and solutions that are designed to protect your identity from theft and prevent fraudulent use of your information. Both offer comprehensive restoration and recovery. Each company also offers protection for minor children.
Overview: LifeLock vs MyIDCare
LifeLock and MyIDCare provide effective protection against identity theft. Each company has packages that include a wide range of solutions, but when it comes to price, MyIDCare offers more competitive rates for the features being offered.
- MyIDCare's family plan starts at $19.95 a month
- LifeLock provides Norton Anti-virus with each of their packages
- $1 million in recovery and restoration expenses
- MyIDCare includes a recovery guarantee
Similarities: MyIDCare vs LifeLock
LifeLock and MyIDCare provide many of the same solutions and offer similar restoration and recovery features. Both offer $1 million**** to help defray the cost of recovering your identification and restoring your accounts. In terms of individual coverage, their prices are also similar.
- Protection for lost wallets
- Protects minor children living in the home
- Restoration and recovery features
- Monitors the dark web and suspicious websites
- Credit monitoring and updated credit scores
Differences: MyIDCare vs LifeLock
The main differences between LifeLock and MyIdCare have to do with their family plans and the fact that MyIDCare does not offer any type of anti-virus software. As a trade-off for the anti-virus, MyIDCare offers a 100% recovery guarantee if your information is lost and your accounts are compromised.
- MyIDCare monitors social media accounts
- LifeLock packages include Norton
- LifeLock charges for each child separately
- MyIDCare offers a family plan that includes up to five minors and two adults
- MyIDCare offers a 100% recovery guarantee
LifeLock's coverage includes scanning the dark web and closely tracking how your personal information is used online. It looks for your name, address, social security, number, medical information, and court records and removes it from suspicious websites.
MyIDCare offers CyberScan technology that allows them to continually scan the internet for your information. Your name, address, social security number, medical history, and various court/criminal records are constantly being monitored. Anytime your information appears on suspicious or malicious websites, it's removed. This includes taking your name off of junk mail lists.
Financial & Credit Monitoring
LifeLock is capable of monitoring your financial accounts, notifying you of large purchases on your credit cards or if new accounts are opened in your name. When it comes to credit monitoring, you receive copies of your credit report from all three main bureaus once a year and monthly monitoring of one report and credit score.
MyIDCare monitors both financial accounts and credit reports. They closely monitor changes to your credit report and financial accounts, sending alerts to notify you of any possible fraudulent activity. MyIDCare offers protection on many different levels.
Identity Restoration & Insurance Coverage
LifeLock offers a comprehensive list of features designed to recover your identity and restore your financial and credit accounts. They provide the Million Dollar Protection Package**** that can be used to pay attorneys, investigate fraudulent activity and reimburse you for lost or stolen funds.
MyIDCare also provides comprehensive coverage in terms of restoration and recovery. They offer $1 million in insurance coverage as well as a 100% recovery guarantee that helps you to get your credit back on track once your identity has been restored.
Pricing & Plans
LifeLock has three primary plans. LifeLock Standard starts at $9.99 a month for the first year ($11.99 a month after, terms apply). The Norton 360 with LifeLock Advantage Plan starts at $19.99 a month for the first year ($24.99 a month after, terms apply). The Norton 360 with LifeLock Ultimate Plus plan is the most expensive starting at $29.99 a month for the first year ($34.99 a month after, terms apply).
MyIDCare offers packages that range from $9.95 to $39.95. The Essentials Plan offers single bureau credit monitoring and a wide list of services for $9.95 a month. The MyIDCare Premier plans start at $19.95 and offer coverage of all three credit bureaus. The Premier plan covers two adults and up to five minor children for the one price. MyIDCare also offers coverage for businesses as well.
Summary: LifeLock vs MyIDCare
LifeLock offers well-rounded packages at an affordable price. It's a good choice for individuals who want comprehensive monitoring and recovery/restoration features.
MyIDCare is the better choice if you want to cover your whole family. It offers a wide variety of features and affordable coverage for two adults and up to five minor children.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
****Reimbursement and Expense Compensation, each with limits of up to $1 million for Ultimate Plus, up to $100,000 for Advantage and up to $25,000 for Select, when purchased in Norton 360 with LifeLock plans. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits under the Master Policy are issued and covered by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.