LifeLock and IdentityForce provide various levels of protection against identity theft and financial fraud. Both companies are well-known for the services they provide and offer customers a comprehensive list of services and features that are effective at preventing financial loss.
Overview: LifeLock vs IdentityForce
Both LifeLock and IdentityForce offer effective identity theft protection. Each company has received an A+ rating by the Better Business Bureau and have built positive reputations in the industry. Each company offers unique packages and pricing options that are designed to meet the needs of their customers.
- LifeLock notifies subscribers when new bank accounts are opened using their information
- IdentityForce removes your name and information from online databases
- Both companies offer credit reports from all three bureaus with their most advanced package
- IdentityForce protects you from identity fraud that has to do with your medical accounts
- LifeLock offers immediate online access to your TransUnion Credit report/score any time 24-hours a day
Similarities: IdentityForce vs LifeLock
LifeLock and IdentityForce offer many of the same services, but IdentityForce goes a level deeper and includes measures to protect insurance needs and vehicle information. It is also somewhat more extensive credit monitoring services.
- Provides credit reports from all three credit reporting bureaus
- Sends alerts for changes in bank accounts
- Assists clients when wallets are lost or stolen
- Helps with identity restoration
- Helps to resolve fraud issues
Differences: IdentityForce vs LifeLock
Both LifeLock and IdentityForce effective protection for each of the services they offer. There are subtle differences, however, that make each company unique. Their packages and pricing options are designed to allow customers to have the protection they want at an affordable price.
- LifeLock offers surveillance of global networks that aren't regulated
- IdentityForce offers daily monitoring for credit reports
- LifeLock offers LifeLock Junior packages for minors in the household
- IdentityForce monitors court records
- LifeLock will spend up to $1 million dollars to help resolve your case if identity theft is proven
LifeLock monitors your social security number, information found on public sites, and verifies any new bank accounts that have been opened in our name. They notify you of instances of fraud and will help you if you ever lose your wallet or have it stolen. They also track criminal websites and remove your information if it is found.
IdentityForce provides identity theft protection on many levels including medical identity and the opening of bank and credit accounts. They also assist in identity restoration and removing personal information from databases that are found online. Identity Force also monitors any changes in address or personal information as it appears.
Financial & Credit Monitoring
LifeLock sends alerts that have to do involve both credit and non-credit forms of threats. They provide access to credit reports from all three reporting agencies with their most advanced plans. LifeLock also monitors your financial accounts to determine if and when any new accounts are opened and any abnormal charges or changes that are made to the accounts.
IdentityForce proactively monitors all aspects of your credit. IdentityForce can also prevent credit card companies from sending you pre-approved offers. They offer a monthly score tracker that notifies you whenever your credit score changes. They also can effectively stop service on credit and bank cards if your wallet is lost or stolen.
Identity Restoration & Insurance Coverage
LifeLock will spend up to $1 million with their most advanced package to help recover your identity and resolve any issues that stem from the fraudulent activity on your accounts. They will reimburse any funds that are stolen that fall within the limits of the customer's chosen plan.
IdentityForce includes both fraud resolution and identity theft resolution. They offer $1 million worth of coverage to customer's who have subscribed to their advanced plans. They will complete all of the necessary paperwork and make phone calls that are needed to resolve any issue that arises from your identity being compromised.
Pricing & Plans
LifeLock's basic plan costs just under $10 per month (or $110 per year). The advanced plan costs approximately $25 per month (or $275 per year). If minor children are covered, they cost an additional $6 per month, per child.
IdentityForce costs approximately $18 a month (or $180 per year) for the basic package or $24 per month (or $240 per year) for the advanced package. IdentityForce offers a 14-day free trial.
Summary: LifeLock vs Identity Force
LifeLock is a good choice if you are looking for quality service at an affordable price and if you aren't overly concerned about constant monitoring. They do however, offer instant access to TransUnion that many people believe to be beneficial.
IdentityForce is for those who want a deeper level of protection that extends to insurance policies and vehicle information. They also include coverage that extends to court records and sex offender monitoring.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.