LifeLock and EZShield provide a variety of monitoring services and identity theft features. LifeLock is geared more toward monitoring your financial and credit card accounts and preventing your personal information from being hacked or stolen. EZShield focuses more on protecting subscribers from check fraud or losses that are related to a breach that affects their checking accounts either through written checks or transfers.
Overview: LifeLock vs EZShield
LifeLock and EZShield have been in the identity theft/fraud business for many years and are well-known for their services. LifeLock focuses primarily on protecting a person's identity and preventing their vital information from falling into the wrong hands. EZShield, however, is more effective at monitoring the use of checks and other banking transactions. Although they do offer other services, many of their plans revolve around protecting their clients from check fraud.
- LifeLock offers three plans
- EZShield offers four plans (2 personal, 2 family)
- Both offer identity theft protection on multiple levels
- Both provide access to your credit reports
- Both offers restorative processes if your identity is stolen
Similarities: EZShield vs LifeLock
LifeLock and EZShield provide subscribers copies of their credit reports at least once a year, depending on the plan they choose. Each one offers subscribers identity protection but in different degrees that depend on what plan is chosen. They both realize the importance of recovery and restoration and offer these services to their subscribers. Insurance policies are included that will allow the subscriber to be reimbursed for money that is lost through fraud, theft, or check deception.
- Prices are affordable with both companies
- Multiple package options
- Monitors financial accounts
- Both offer protection for families and children
- Sends an alert when information is found on suspicious sites
Differences: EZShield vs LifeLock
The main difference between LifeLock and EZShield is that EZShield's primary area of coverage has to do with check security and protecting against check deception, fraud or theft. They do offer other features in terms of identity theft and the restoration and recovery of accounts but, up until a short time ago, these were not their priority.
- EZShield is known for its protection against check deception
- LifeLock offers all three credit reports with their most advanced packages
- EZShield offers four plans
- LifeLock monitors deeply into the Dark Web to uncover hidden sites that are suspicious
- EZShield allows subscribers to upgrade their packages
LifeLock protects your sensitive information by scanning the internet for suspicious websites that may contain your social security number, address, birthday, etc. They maintain a close watch over all of your accounts both credit and non-credit related. They also offer insurance to assist in recovering your identity and financial losses if a breach does occur.
EZShield offers protection for many different types of check fraud, including forgery and altered checks. They also perform various types of monitoring for identity theft purposes. This includes personal information and changes in account statuses. They also offer recovery and restoration assistance.
Financial & Credit Monitoring
LifeLock has the ability to monitor bank account and credit card transactions to identify any type of suspicious activity. They watch for patterns in terms of purchases and will notify you if new accounts or close or opened in your name.
EZShield also monitors bank accounts, credit cards, and loan activity. They monitor a variety of financial transactions and look for abnormal spending patters. They also closely monitor the use of paper checks and look for those that have been forged or altered in any way.
Identity Restoration & Insurance Coverage
LifeLock provides subscribers with an insurance policy to assist them with the recovery and restoration process. The policy amounts range from $25,000 to $1 million dollars that can be used to reimburse lost funds or pay for attorneys and experts to help with the restoration process.
EZShield offers protection against financial loss with each of the plans it offers. Although it doesn't list a policy amount, the coverage will reimburse you for money that was lost due to the use of fraudulent checks or compromised bank and credit card accounts.
Pricing & Plans
LifeLocks plans include the Standard that starts at $9.99 a month ($12.99 after the first year). The Advantage plan starts at $19.99 a month and increases to $24.99 a month after the first year. The Ultimate Plus plan starts at $29.99 a month but increases to $34.99 a month after the first year. The LifeLock Junior plan starts at $5.99 a month per child per month and can be added to any plan.
EZShield's plans start at $4.99 a month for the ID Protect plan. The ID Protect Plus costs $7.99 a month. Their Family ID Protect Plus costs $8.99 a month and the ID Protect Platinum plan tops out at $20.97 a month.
Summary: LifeLock vs EZShield
LifeLock is the best choice for those who want identity theft protection on multiple levels at an affordable cost.
EZShield is a good choice for individuals who continue to use paper checks and want an affordable form of identity theft protection.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.