LifeLock and Experian IdentityWorks both offer identity protection services but do so at varying degrees. LifeLock offers a more comprehensive list of services in their basic package than Experian IdentityWorks. Even though Experian IdentityWorks is affiliated with the credit reporting bureau, it's services are limited for the cost they charge.
Overview: LifeLock vs Experian IdentityWorks
LifeLock and Experian IdentityWorks offer similar services and provide effective protection against identity theft. Experian IdentityWorks falls short, however, when it comes to customer service and the ability to help you resolve issues if a problem does occur.
- Both companies offer sex offender monitoring
- Experian IdentityWorks is known to have limited customer support
- Experian IdentityWorks provides $1 million in insurance coverage and no deductible
- LifeLock offers regular credit report updates from all three bureaus with their advanced package
- Both companies offer social security and credit monitoring
Similarities: Experian IdentityWorks vs LifeLock
LifeLock and Experian IdentityWorks scan the internet to identify a comprehensive list of risks and work to eliminate your confidential information from suspicious websites. Both offer change of address monitoring and provide subscribers with alerts and notifications if financial/insurance accounts are taken over or used in a suspicious manner.
- Both companies offer insurance to cover financial loss up to a specific amount
- Credit monitoring for all three reporting bureaus
- Monitors the Dark Web and eliminates your information from suspicious websites
- Monitors court records and sex offender lists
- Closely monitors financial accounts and takeover attempts
Differences: Experian IdentityWorks vs LifeLock
While both provide effective protection against identity theft, Experian IdentityWorks has received less than positive marks when it comes to their customer service and lack of recovery services. They offer ample protection prior to a breach, but very little in terms of recovery assistance. LifeLock, on the other hand, provides recovery support and will cover any financial loss that is incurred due to the fraudulent activity.
- Experian IdentityWorks offers a 30-day trial period
- LifeLock offers Norton Security software
- Experian IdentityWorks provides enhanced login security
- LifeLock provides a variety of recovery and resolution services
- LifeLock offers three main packages with varying degrees of protection
LifeLock monitors several different things when trying to protect your identity. Criminal and court records, social media, Dark web, suspicious websites, and social security monitoring are all used to detect breaches in which your information may be used illegally. They also monitor changes in address.
Experian IdentityWorks monitors changes of address, criminal/court records, and tracks the use of your social security information. They also scan multiple websites found on the Dark web and sends notifications and alerts if any type of suspicious activity is uncovered.
Financial & Credit Monitoring
LifeLock closely monitors your bank and insurance accounts identifying any unusual activity. Credit monitoring is also offered with notifications and alerts being sent any time a new account has been opened or when your credit score changes. LifeLock also provides alerts whenever new loans are applied for, including payday loans and mortgages.
Experian IdentityWorks offers credit monitoring from all three reporting bureaus, but charges a fee anytime a copy of a credit report is requested. Payday loans are also monitored, as are bank and insurance accounts. Alerts are sent to subscribers if new accounts are opened or if unusual transactions are made.
Identity Restoration & Insurance Coverage
LifeLock offers effective solutions for recovering and restoring your identity and the losses that may be incurred if fraudulent activity is uncovered. With their highest package, they will provide $1 million worth of assistance to recover your accounts and restore your identity.
Experian IdentityWorks offers very little in the way of recovery options. They do offer limited resources in the form of ID victim assistance. With their advanced package, Experian does offer $1 million worth of protection.
Pricing & Plans
LifeLock offers three different packages. LifeLock Standard costs $10 a month and provides $25,000 worth of reimbursement. LifeLock Advantage costs $20 per month and provides $100,000 worth of coverage. The LifeLock Ultimate Plus plan starts at $30 per month and offers $1 million dollars worth of protection. These prices are only for the first year. After that, the prices go up to $13, $25, and $33 respectively. All packages include Norton security. The company also offers LifeLock Junior for $6 per month, per child for the minors who live in the home.
Experian IdentityWorks offers a 30-day trial period. There are two plans offered by Experian. The Plus plan is priced at $10 per month and the Premium plan starts at $20 per month.
Summary: LifeLock vs Experian IdentityWorks
LifeLock is often recommended for individuals who want the highest level of protection that is both affordable and effective. It offers options for both individuals and families that allows them to create the package that best suits their needs.
Expedia IdentityWorks will work for someone who wants effective protection and is willing to pay a little extra. The service is good but customer service is limited.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.