LifeLock and CyberScout are well-known in terms of their identity theft offerings. The biggest difference in the two companies is that CyberScout (now referred to IDT911) is no longer available to the public, Instead it is offered to businesses, that in turn, offer it to their customers. This leads to a lot of speculation about its features and services. LifeLock, however, is very transparent and open about the features they offer, their pricing, and their restore/repair features.
Overview: LifeLock vs CyberScout
LifeLock and CyberScout offer features designed to protect the subscriber's identity as well as reduce their risk of financial fraud and financial loss. While LifeLock primarily works with its own customer base, CyberScout, or IDT911, provides their services to clients of the businesses they serve. Both companies have different levels of protection and offer customized packages to fit most clients' needs.
- Both protect personal information like social security numbers, birth dates, addresses, etc.
- Each company offers at least three packages for customized service
- Scans the Dark Web for suspicious or fraudulent activity
- Restoration and recovery services designed to minimize your financial losses
- Monitors both credit and non-credit websites
Similarities: CyberScout vs LifeLock
LifeLock and CyberScout offer many of the same features in terms of monitoring personal information and financial/credit accounts. Each company also offers an insurance policy to cover financial damages and help to pay for attorneys and experts who will help you recover your losses and restore your identity. Both companies have a long-lasting reputation based on effective and reliable service.
- Identity theft plans for kids are offered
- Dark Web scans for fraudulent or suspicious activities
- Closely watches for new accounts that are opened unexpectedly
- Sex offender lists
- Yearly credit reports
Differences: CyberScout vs LifeLock
The biggest difference between LifeLock and CyberScout is that CyberScout no longer deals directly with the clients they serve. Instead, they operate on a business to business platform. They offer their services to other businesses who, in turn, offer those services to their clients. Another big change is CyberScout's name. It is now known as IDT911. LifeLock has maintained its transparency and allows potential customers to find all of the information they need on their website.
- LifeLock works directly with each of its clients with no middle man
- CyberScout no longer discloses their pricing
- All of CyberScout's customer service is handled through the company that connects to the subscriber
- LifeLock allows you to pay by the year
- CyberScout also offers cybersecurity options
The identity monitoring features offered by LifeLock are designed to prevent your personal information from falling into the wrong hands. The look for your birth date, address, social security number, and other vital information by scanning the Dark Web and the rest of the internet, focusing on platforms that are known for suspicious activity.
CyberScout uses a variety of tools to protect subscribers' most sensitive information. It also assists companies by teaching them how to reduce the risk of a breach and protect their clients' confidential information that is held within their database. Clients of companies that offer CyberScout's services receive the full benefit of all of their monitoring features depending on the package they have chosen.
Financial & Credit Monitoring
LifeLock offers monitoring services that cover both credit and non-credit type threats. In addition to providing access to your credit reports once a year, they will also send alerts if new accounts are opened or existing accounts are tampered with. They will notify you of abnormal activity and assist you in shutting down accounts that may have been hacked.
CyberScout's features include financial monitoring for both bank accounts as well as credit card accounts. They notify subscribers when any new activity is recorded that may be out of the ordinary. They also send alerts if a new account is opened unexpectedly. They also monitor credit reports and allow access at least once a year, depending on the package that has been chosen.
Identity Restoration & Insurance Coverage
LifeLock offers three packages, each with a specific amount of coverage. If the most advanced package is chosen, the customer will have access to a $1 million insurance policy that can be used to reimburse lost funds or pay an attorney or other experts to help re-establish the customers' identity.
CyberScout also offers insurance policies but in undisclosed amounts. Each package they offer includes a policy that will allow the customer to recover their financial losses as well as pay for legal representation. In order to find out the amount of each policy, you will have to talk to a company who offers CyberScout's services.
Pricing & Plans
LifeLock has three plans in place. The most basic plan costs $10 per month. It is $20 per month for their Advanced plan and $30 a month for their Ultimate plan. The LifeLock Junior plan can be included for only $6 per month per child.
CyberScout's prices are not disclosed. In order to find out how much each plan costs, you will need to make an appointment with one of the businesses that offer their plans.
Summary: LifeLock vs CyberScout
LifeLock is one of the most well-known of all the identity theft companies on the market. It's a great choice for customers who want full and complete transparency.
CyberScout is an affordable option if you can find it through a company that you work for that offers its features.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.